Observation per hour at Robert Wood Johnson University Hospital Rahway
865 Stone St, Rahway, NJ · RWJBarnabas Health · · NPI 1861486870
$38.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,500.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$33.24 with United Healthcare vs $10,881.00 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $33.24 | ↓ -14% |
| Fidelis Care | NJ Family Care | $34.17 | ↓ -12% |
| Aetna | Better Health | $36.39 | ↓ -6% |
| Aetna | HMO | $117.00 | ↑ +202% |
| Aetna | PPO | $117.00 | ↑ +202% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $150.45 | ↑ +289% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $153.36 | ↑ +296% |
| First Health | Commercial | $180.00 | ↑ +365% |
| Qualcare Inc | HMO/POS/PPO/WC | $214.80 | ↑ +455% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,312.00 | ↑ +3290% |
| Cigna | Local Plus | $5,064.00 | ↑ +12985% |
| Emblem Health | Commercial | $5,305.00 | ↑ +13608% |
| United Healthcare | Oxford Metro | $6,400.00 | ↑ +16437% |
| Cigna | HMO | $6,435.00 | ↑ +16528% |
| Cigna | PPO | $6,778.00 | ↑ +17414% |
| Amerihealth | Local Value | $7,160.00 | ↑ +18401% |
| United Healthcare | Nexus | $7,511.00 | ↑ +19308% |
| United Healthcare | Oxford Commercial | $7,529.00 | ↑ +19355% |
| Amerihealth | Regional Preferred | $7,954.00 | ↑ +20453% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $8,603.00 | ↑ +22130% |
| United Healthcare | Commercial | $8,837.00 | ↑ +22735% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $10,231.00 | ↑ +26337% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $10,781.00 | ↑ +27758% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $10,881.00 | ↑ +28016% |
Visitor-reported prices
Comments
Observation per hour at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $281.55 | $800.95 – $8,116.00 |
| Newark Beth Israel Medical Center | Newark | $62.49 | $6,387.00 – $6,387.00 |
| Jersey City Medical Center | Jersey City | $62.34 | $5,761.00 – $5,761.00 |
| Monmouth Medical Center | Long Branch | $65.64 | $7,121.00 – $7,121.00 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $49.17 | $250.00 – $8,271.00 |
| Monmouth Medical Center Southern Campus | Lakewood | $71.31 | $6,483.00 – $6,483.00 |
| Robert Wood Johnson University Hospital | New Brunswick | $63.99 | $10,534.00 – $10,534.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | not published | $5,179.00 – $5,179.00 |