CT heart w/evaluation of calcium without contrast at Trinitas Regional Medical Center

225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$10.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.41 with United Healthcare vs $770.26 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $8.41 ↓ -20%
Aetna Better Health $9.21 ↓ -12%
First Health Commercial $33.60 ↑ +220%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $35.71 ↑ +240%
Horizon Blue Cross Blue Shield of New Jersey PIP $35.71 ↑ +240%
Wellpoint NJ Family Care $53.25 ↑ +407%
Wellpoint Medicare Advantage $96.23 ↑ +816%
Clover Health Medicare Advantage $96.23 ↑ +816%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $96.23 ↑ +816%
Humana Medicare $96.23 ↑ +816%
Aetna Medicare $96.23 ↑ +816%
Fidelis Care Medicare Advantage $96.23 ↑ +816%
United Healthcare Medicare $98.15 ↑ +834%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $110.47 ↑ +951%
United Healthcare Nexus $116.42 ↑ +1008%
United Healthcare Oxford Metro $116.42 ↑ +1008%
United Healthcare Oxford Commercial $126.10 ↑ +1100%
United Healthcare Commercial $126.10 ↑ +1100%
Wellcare Ambetter Health Commercial $191.50 ↑ +1722%
Emblem Health Commercial $192.46 ↑ +1731%
Horizon Blue Cross Blue Shield of New Jersey Omnia $241.42 ↑ +2197%
Cigna HMO $281.00 ↑ +2574%
Cigna PPO $296.00 ↑ +2716%
Horizon Blue Cross Blue Shield of New Jersey Managed $380.33 ↑ +3519%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $398.09 ↑ +3688%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $402.68 ↑ +3731%
Qualcare Inc HMO/POS/PPO/WC $414.56 ↑ +3844%
Amerihealth Regional Preferred $509.45 ↑ +4747%
Amerihealth Local Value $509.45 ↑ +4747%
Aetna PPO $770.26 ↑ +7229%
Aetna HMO $770.26 ↑ +7229%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $11.86 $69.68 – $726.00
Community Medical Center Toms River $11.61 $69.68 – $726.00
Clara Maass Medical Center Belleville $11.13 $69.68 – $726.00
Newark Beth Israel Medical Center Newark $11.66 $54.82 – $726.00
Jersey City Medical Center Jersey City $11.63 $68.92 – $704.00
Monmouth Medical Center Long Branch $12.25 $69.68 – $726.00
Bayshore Medical Center Holmdel $97.46 $97.46 – $1,762.00
Hackensack University Medical Center Hackensack $103.69 $63.17 – $538.39

All New-jersey hospitals for this procedure →