CT heart w/evaluation of calcium without contrast at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$11.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.44 with United Healthcare vs $1,796.00 with Qualcare Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $15.44 ↑ +33%
Fidelis Care NJ Family Care $15.74 ↑ +35%
Aetna Better Health $16.91 ↑ +45%
First Health Commercial $33.60 ↑ +189%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $46.93 ↑ +304%
Horizon Blue Cross Blue Shield of New Jersey PIP $50.83 ↑ +337%
Wellpoint NJ Family Care $68.92 ↑ +493%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $69.68 ↑ +499%
Aetna Medicare $103.69 ↑ +792%
Humana Medicare $103.69 ↑ +792%
Clover Health Medicare Advantage $103.69 ↑ +792%
Wellpoint Medicare Advantage $103.69 ↑ +792%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $103.69 ↑ +792%
Fidelis Care Medicare Advantage $103.69 ↑ +792%
United Healthcare Medicare $105.76 ↑ +809%
Horizon Blue Cross Blue Shield of New Jersey Managed $113.60 ↑ +877%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $113.60 ↑ +877%
Horizon Blue Cross Blue Shield of New Jersey Omnia $113.60 ↑ +877%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $113.60 ↑ +877%
United Healthcare Nexus $116.42 ↑ +901%
United Healthcare Oxford Metro $116.42 ↑ +901%
United Healthcare Commercial $126.10 ↑ +984%
United Healthcare Oxford Commercial $126.10 ↑ +984%
Emblem Health Commercial $197.01 ↑ +1594%
Aetna HMO $202.74 ↑ +1643%
Aetna PPO $202.74 ↑ +1643%
Wellcare Ambetter Health Commercial $206.34 ↑ +1674%
Cigna Local Plus $221.00 ↑ +1800%
Cigna HMO $281.00 ↑ +2316%
Cigna PPO $296.00 ↑ +2445%
Amerihealth Regional Preferred $377.60 ↑ +3147%
Amerihealth Local Value $377.60 ↑ +3147%
Qualcare Inc PPO/WC $704.00 ↑ +5953%
Qualcare Inc HMO/POS $1,796.00 ↑ +15343%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $11.86 $69.68 – $726.00
Community Medical Center Toms River $11.61 $69.68 – $726.00
Clara Maass Medical Center Belleville $11.13 $69.68 – $726.00
Newark Beth Israel Medical Center Newark $11.66 $54.82 – $726.00
Monmouth Medical Center Long Branch $12.25 $69.68 – $726.00
Bayshore Medical Center Holmdel $97.46 $97.46 – $1,762.00
Hackensack University Medical Center Hackensack $103.69 $63.17 – $538.39
Ocean University Medical Center Brick $96.23 $88.05 – $1,762.00

All New-jersey hospitals for this procedure →