Biopsy bone trocar/needle superficial at Trinitas Regional Medical Center
225 Williamson St, Elizabeth, NJ · RWJBarnabas Health · · NPI 1770583999
$5,855.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,041.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$119.83 with Wellpoint vs $7,409.80 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $119.83 | ↓ -98% |
| United Healthcare | Community Plan | $456.75 | ↓ -92% |
| Aetna | Better Health | $500.24 | ↓ -91% |
| Qualcare Inc | HMO/POS/PPO/WC | $912.30 | ↓ -84% |
| Amerihealth | Regional Preferred | $912.99 | ↓ -84% |
| Amerihealth | Local Value | $912.99 | ↓ -84% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,111.04 | ↓ -81% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,770.73 | ↓ -70% |
| Wellpoint | Medicare Advantage | $1,770.73 | ↓ -70% |
| Aetna | Medicare | $1,770.73 | ↓ -70% |
| Fidelis Care | Medicare Advantage | $1,770.73 | ↓ -70% |
| Humana | Medicare | $1,770.73 | ↓ -70% |
| Clover Health | Medicare Advantage | $1,770.73 | ↓ -70% |
| United Healthcare | Medicare | $1,806.14 | ↓ -69% |
| First Health | Commercial | $1,824.60 | ↓ -69% |
| Cigna | HMO | $1,930.00 | ↓ -67% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,939.24 | ↓ -67% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,939.24 | ↓ -67% |
| Cigna | PPO | $2,033.00 | ↓ -65% |
| United Healthcare | Oxford Metro | $2,494.00 | ↓ -57% |
| Aetna | HMO | $2,612.00 | ↓ -55% |
| Aetna | PPO | $2,612.00 | ↓ -55% |
| United Healthcare | Nexus | $2,806.00 | ↓ -52% |
| United Healthcare | Oxford Commercial | $2,934.00 | ↓ -50% |
| United Healthcare | Commercial | $3,301.00 | ↓ -44% |
| Wellcare | Ambetter Health Commercial | $3,523.75 | ↓ -40% |
| Emblem Health | Commercial | $3,541.46 | ↓ -40% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $4,442.41 | ↓ -24% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $6,998.46 | ↑ +20% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $7,325.33 | ↑ +25% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $7,409.80 | ↑ +27% |
Visitor-reported prices
Comments
Biopsy bone trocar/needle superficial at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $158.31 – $3,635.56 |
| Community Medical Center | Toms River | $3,786.00 | $162.13 – $3,523.75 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $156.41 – $3,617.38 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $123.35 – $3,635.56 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $155.07 – $3,797.10 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $312.81 – $3,568.83 |
| Bayshore Medical Center | Holmdel | $1,793.38 | $1,793.38 – $2,152.05 |
| Hackensack University Medical Center | Hackensack | $1,908.09 | $181.29 – $2,003.50 |