Biopsy bone trocar/needle superficial at Community Medical Center
99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917
$3,786.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,041.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$162.13 with Horizon Blue Cross Blue Shield of New Jersey vs $4,174.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $162.13 | ↓ -96% |
| United Healthcare | Community Plan | $377.38 | ↓ -90% |
| Fidelis Care | NJ Family Care | $384.38 | ↓ -90% |
| Aetna | Better Health | $412.96 | ↓ -89% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,770.73 | ↓ -53% |
| Wellpoint | Medicare Advantage | $1,770.73 | ↓ -53% |
| Aetna | Medicare | $1,770.73 | ↓ -53% |
| Fidelis Care | Medicare Advantage | $1,770.73 | ↓ -53% |
| Clover Health | Medicare Advantage | $1,770.73 | ↓ -53% |
| Humana | Medicare | $1,770.73 | ↓ -53% |
| United Healthcare | Medicare | $1,806.14 | ↓ -52% |
| First Health | Commercial | $1,824.60 | ↓ -52% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,975.12 | ↓ -48% |
| Cigna | Local Plus | $2,033.00 | ↓ -46% |
| Amerihealth | Local Value | $2,227.83 | ↓ -41% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,280.75 | ↓ -40% |
| Qualcare Inc | PPO/WC | $2,298.99 | ↓ -39% |
| Amerihealth | Regional Preferred | $2,379.27 | ↓ -37% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,394.48 | ↓ -37% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,433.71 | ↓ -36% |
| United Healthcare | Oxford Metro | $2,494.00 | ↓ -34% |
| Cigna | HMO | $2,583.00 | ↓ -32% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,584.85 | ↓ -32% |
| Qualcare Inc | HMO/POS | $2,699.00 | ↓ -29% |
| Cigna | PPO | $2,721.00 | ↓ -28% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,782.21 | ↓ -27% |
| United Healthcare | Nexus | $2,806.00 | ↓ -26% |
| United Healthcare | Oxford Commercial | $2,934.00 | ↓ -23% |
| Emblem Health | Commercial | $3,098.78 | ↓ -18% |
| Wellpoint | NJ Family Care | $3,266.00 | ↓ -14% |
| United Healthcare | Commercial | $3,301.00 | ↓ -13% |
| Wellcare | Ambetter Health Commercial | $3,523.75 | ↓ -7% |
| Aetna | HMO | $4,174.00 | ↑ +10% |
| Aetna | PPO | $4,174.00 | ↑ +10% |
Visitor-reported prices
Comments
Biopsy bone trocar/needle superficial at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $119.83 – $3,541.46 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $158.31 – $3,635.56 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $156.41 – $3,617.38 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $123.35 – $3,635.56 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $155.07 – $3,797.10 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $312.81 – $3,568.83 |
| Bayshore Medical Center | Holmdel | $1,793.38 | $1,793.38 – $2,152.05 |
| Hackensack University Medical Center | Hackensack | $1,908.09 | $181.29 – $2,003.50 |