Test stress cardiovascular tracing only at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$340.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,057.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.75 with KARNA vs $2,001.87 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $64.75 | ↓ -81% |
| AETNA | MANAGED MEDICAID | $292.09 | ↓ -14% |
| WELLCARE | MANAGED MEDICAID | $311.40 | ↓ -8% |
| VACCN | ALL PRODUCTS | $311.40 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $311.40 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $311.40 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $311.40 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $311.40 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $326.97 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $340.32 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $370.26 | ↑ +9% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $399.06 | ↑ +17% |
| UNITED HEALTHCARE | DSNP | $408.39 | ↑ +20% |
| OXFORD | ALL PRODUCTS | $1,205.00 | ↑ +254% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,211.57 | ↑ +256% |
| HORIZON | MANAGED MEDICAID | $1,223.50 | ↑ +260% |
| UNITED HEALTHCARE | HMO | $1,235.00 | ↑ +263% |
| HORIZON | OMNIA | $1,339.93 | ↑ +294% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,439.90 | ↑ +323% |
| INTERGROUP | WORKERS COMP | $1,439.90 | ↑ +323% |
| INTERGROUP | SHARED SAVINGS | $1,439.90 | ↑ +323% |
| HORIZON | WORKERS COMP | $1,474.46 | ↑ +333% |
| BERGEN RISK | ALL PRODUCTS | $1,542.75 | ↑ +353% |
| HORIZON | PIP | $1,590.06 | ↑ +367% |
| QUALCARE | HMO | $1,598.29 | ↑ +370% |
| QUALCARE | PPO | $1,598.29 | ↑ +370% |
| HORIZON | SHP | $1,603.84 | ↑ +371% |
| AETNA | ASA | $1,610.63 | ↑ +373% |
| PRIME HEALTH | AUTO INSURANCE | $1,645.60 | ↑ +384% |
| PRIME HEALTH | WORKERS COMP | $1,645.60 | ↑ +384% |
| HORIZON | HMO | $1,654.86 | ↑ +386% |
| HORIZON | INDEMNITY | $1,674.40 | ↑ +392% |
| HORIZON | PPO | $1,698.26 | ↑ +399% |
| AETNA | HMO | $1,745.16 | ↑ +413% |
| AETNA | PPO | $1,745.16 | ↑ +413% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,748.45 | ↑ +414% |
| AMERIHEALTH | LOCAL HMO | $1,767.37 | ↑ +419% |
| QUALCARE | WORKERS COMP | $1,810.16 | ↑ +432% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,851.30 | ↑ +444% |
| CIGNA | PPO | $1,967.11 | ↑ +478% |
| CIGNA | HMO | $1,967.11 | ↑ +478% |
| AMERIHEALTH | REGIONAL HMO | $2,001.87 | ↑ +488% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $378.77 | $19.82 – $680.64 |
| Cooperman Barnabas Medical Center | Livingston | $421.89 | $349.37 – $698.74 |
| Community Medical Center | Toms River | $418.53 | $340.32 – $677.24 |
| Clara Maass Medical Center | Belleville | $407.54 | $345.00 – $695.25 |
| Newark Beth Israel Medical Center | Newark | $414.72 | $20.40 – $698.74 |
| Jersey City Medical Center | Jersey City | $419.34 | $25.65 – $729.77 |
| Monmouth Medical Center | Long Branch | $441.53 | $344.68 – $685.91 |
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $1,165.00 |