Psychotherapy patient individual therapy 45 minutes at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$175.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$539.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.54 with AETNA vs $524.55 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $76.54 ↓ -56%
CLOVER MEDICARE ADVANTAGE $97.02 ↓ -45%
SEOUL MEDICAL GROUP ALL PRODUCTS $98.26 ↓ -44%
KARNA MEDICARE ADVANTAGE $147.47 ↓ -16%
QUALCARE HMO $148.00 ↓ -16%
QUALCARE PPO $148.00 ↓ -16%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $154.00 ↓ -12%
AMERIGROUP MEDICARE ADVANTAGE $160.67 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $160.67 ↓ -8%
VACCN ALL PRODUCTS $160.67 ↓ -8%
AETNA MEDICARE ADVANTAGE $160.67 ↓ -8%
WELLCARE MANAGED MEDICAID $160.67 ↓ -8%
HORIZON MEDICARE ADVANTAGE $160.67 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $168.70 ↓ -4%
UNITED HEALTHCARE DSNP $210.71 ↑ +20%
HORIZON SHP $249.00 ↑ +42%
HORIZON OMNIA $249.00 ↑ +42%
HORIZON INDEMNITY $269.00 ↑ +53%
HORIZON HMO $269.00 ↑ +53%
HORIZON PPO $269.00 ↑ +53%
HORIZON PIP $276.00 ↑ +57%
HORIZON WORKERS COMP $276.00 ↑ +57%
UNITED HEALTHCARE MANAGED MEDICAID $317.47 ↑ +81%
INTERGROUP SHARED SAVINGS $319.90 ↑ +82%
ACTIVECARE FIRST MCO ALL PRODUCTS $319.90 ↑ +82%
INTERGROUP WORKERS COMP $319.90 ↑ +82%
HORIZON MANAGED MEDICAID $320.60 ↑ +83%
OXFORD ALL PRODUCTS $354.45 ↑ +102%
CIGNA - JRI@OUMC ALL PRODUCTS $365.60 ↑ +108%
PRIME HEALTH AUTO INSURANCE $365.60 ↑ +108%
PRIME HEALTH WORKERS COMP $365.60 ↑ +108%
UNITED HEALTHCARE HMO $371.48 ↑ +112%
MULTIPLAN - PHCS ALL PRODUCTS $388.45 ↑ +121%
BERGEN RISK ALL PRODUCTS $404.25 ↑ +130%
AETNA HMO $409.79 ↑ +133%
AETNA PPO $409.79 ↑ +133%
AETNA ASA $409.79 ↑ +133%
CIGNA PPO $439.91 ↑ +151%
CIGNA HMO $439.91 ↑ +151%
AMERIHEALTH LOCAL HMO $463.11 ↑ +164%
QUALCARE WORKERS COMP $474.32 ↑ +170%
BRIGHTON HEALTH PLAN ALL PRODUCTS $485.10 ↑ +176%
AMERIHEALTH REGIONAL HMO $524.55 ↑ +199%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Psychotherapy patient individual therapy 45 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $215.60 $75.03 – $392.00
Trinitas Regional Medical Center Elizabeth $97.22 $100.17 – $351.18
Saint Barnabas Behavioral Health Center Toms River $146.36 $97.62 – $175.59
Cooperman Barnabas Medical Center Livingston $109.76 $100.17 – $360.52
Clara Maass Medical Center Belleville $103.03 $100.17 – $358.72
Childrens Specialized Hospital Mountainside $162.50 $192.00 – $195.00
Newark Beth Israel Medical Center Newark $107.89 $100.17 – $360.52
Jersey City Medical Center Jersey City $107.64 $100.17 – $376.53

All New-jersey hospitals for this procedure →