Observation per hour at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,675.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.84 with AETNA vs $14,069.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $50.84 | — |
| CLOVER | MEDICARE ADVANTAGE | $64.44 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $69.45 | — |
| AETNA | MEDICARE ADVANTAGE | $73.03 | — |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $250.60 | — |
| INTERGROUP | WORKERS COMP | $250.60 | — |
| INTERGROUP | SHARED SAVINGS | $250.60 | — |
| BERGEN RISK | ALL PRODUCTS | $268.50 | — |
| HORIZON | PIP | $276.73 | — |
| AETNA | ASA | $280.31 | — |
| PRIME HEALTH | AUTO INSURANCE | $286.40 | — |
| PRIME HEALTH | WORKERS COMP | $286.40 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $304.30 | — |
| QUALCARE | WORKERS COMP | $315.04 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $322.20 | — |
| CIGNA | PPO | $344.61 | — |
| HORIZON | MANAGED MEDICAID | $579.00 | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,278.00 | — |
| QUALCARE | PPO | $3,820.00 | — |
| QUALCARE | HMO | $3,953.00 | — |
| HORIZON | OMNIA | $6,347.00 | — |
| AMERIHEALTH | LOCAL HMO | $6,929.00 | — |
| HORIZON | SHP | $7,307.00 | — |
| AMERIHEALTH | REGIONAL HMO | $7,833.00 | — |
| HORIZON | HMO | $7,840.00 | — |
| HORIZON | INDEMNITY | $7,920.00 | — |
| HORIZON | PPO | $8,045.00 | — |
| CIGNA | HMO | $9,975.00 | — |
| HORIZON | WORKERS COMP | $10,149.00 | — |
| OXFORD | ALL PRODUCTS | $11,648.00 | — |
| AETNA | HMO | $11,651.00 | — |
| AETNA | PPO | $11,651.00 | — |
| UNITED HEALTHCARE | HMO | $14,069.00 | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED HEALTHCARE | DSNP | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| WELLCARE | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Observation per hour at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $281.55 | $800.95 – $8,116.00 |
| Newark Beth Israel Medical Center | Newark | $62.49 | $6,387.00 – $6,387.00 |
| Jersey City Medical Center | Jersey City | $62.34 | $5,761.00 – $5,761.00 |
| Monmouth Medical Center | Long Branch | $65.64 | $7,121.00 – $7,121.00 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $49.17 | $250.00 – $8,271.00 |
| Monmouth Medical Center Southern Campus | Lakewood | $71.31 | $6,483.00 – $6,483.00 |
| Robert Wood Johnson University Hospital | New Brunswick | $63.99 | $10,534.00 – $10,534.00 |
| Robert Wood Johnson University Hospital Rahway | Rahway | $38.70 | $5,064.00 – $5,064.00 |