Ins pm gen w/exist mlt leads at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,995.00 with Universal Healthcare vs $34,816.95 with OHA Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Universal Healthcare | MCR | $1,995.00 | — |
| NHC Advantage | MGMCR | $2,550.00 | — |
| NHC Advantage | MGMCD | $2,550.00 | — |
| Humana | ASO | $3,837.00 | — |
| Humana | EPO | $3,837.00 | — |
| Humana | HMO | $3,837.00 | — |
| Aetna | IVLHIX | $4,068.00 | — |
| Humana | POS | $4,764.00 | — |
| Humana | PPO | $4,764.00 | — |
| United | KSMGMCD | $4,886.73 | — |
| HealthyBlue | MGMCD | $4,984.46 | — |
| Sunflower State Health Plan | MCD | $5,033.33 | — |
| Unicare | MGMCD | $5,082.20 | — |
| Amerigroup | MGMCD | $5,082.20 | — |
| Home State Health Plan | MCD | $5,131.07 | — |
| United | MOMGMCD | $8,307.44 | — |
| Oscar | HIX | $10,852.00 | — |
| Ambetter | Commercial-Exchange | $16,143.00 | — |
| Aetna | KCCarePlus | $19,022.00 | — |
| Cigna | SureFit/LocalPlus | $22,968.00 | — |
| Aetna | Local | $26,323.00 | — |
| Cigna | LocalKC | $27,391.00 | — |
| Multiplan | WCOMPMissouri | $28,134.91 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $30,000.00 | — |
| Aetna | National | $31,337.00 | — |
| United | AllPayerAppendix | $33,094.00 | — |
| CorVel Corporation | KSWC | $33,410.21 | — |
| Cigna | Comm | $34,239.00 | — |
| Multiplan | WCOMPKansas | $34,289.42 | — |
| OHA Network | KansasWCOMP | $34,816.95 | — |
| Multiplan | PrimaryNetwork | not published by hospital | — |
Visitor-reported prices
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Ins pm gen w/exist mlt leads at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health Saint Louis University Hospital | Saint Louis | $11,000.00 | $458.40 – $30,284.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $13,026.20 | $399.23 – $9,535.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $9,503.23 | $2,277.00 – $34,727.02 |
| Mercy Hospital Southeast | Cape Girardeau | $39,267.46 | $298.65 – $123,780.14 |