Ins pm gen w/exist mlt leads at SSM Health Saint Louis University Hospital
1201 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1942685920
$11,000.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$20,000.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$458.40 with BCBS vs $47,037.00 with Healthlink — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $458.40 | ↓ -96% |
| BCBS | Anthem Blue Preferred HMO/POS | $468.19 | ↓ -96% |
| BCBS | Anthem Blue Access Choice All Commercial Plans | $468.19 | ↓ -96% |
| BCBS | Anthem Blue Access PPO | $504.66 | ↓ -95% |
| Aetna | Carelink All Commercial Plans | $1,889.00 | ↓ -83% |
| Aetna | All Commercial Plans | $2,918.00 | ↓ -73% |
| Centene | Ambetter Exchange | $3,148.00 | ↓ -71% |
| UnitedHealthCare | Employee | $3,809.00 | ↓ -65% |
| Oscar | Exchange | $3,886.00 | ↓ -65% |
| UnitedHealthCare | Non-PPO Other Commercial Plan | $4,562.00 | ↓ -59% |
| UnitedHealthCare | Options PPO | $5,074.00 | ↓ -54% |
| Cigna | All Commercial Plans | $8,331.00 | ↓ -24% |
| BCBS | Anthem Medicare Managed Care Plan | $18,906.93 | ↑ +72% |
| Aetna | Medicare Managed Care Plan | $19,292.79 | ↑ +75% |
| Centene | Wellcare Medicare Managed Care - PPO | $19,485.72 | ↑ +77% |
| Humana | Medicare Managed Care Plan | $19,620.77 | ↑ +78% |
| Aetna | Advantra Medicare Managed Care Plan | $19,678.65 | ↑ +79% |
| Essence | Medicare Managed Care Plan | $19,871.57 | ↑ +81% |
| Healthlink | HMO | $30,284.00 | ↑ +175% |
| Healthlink | PPO | $47,037.00 | ↑ +328% |
Visitor-reported prices
Comments
Ins pm gen w/exist mlt leads at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Cardinal Glennon Children's Hospital | Saint Louis | not published | $389.97 – $19,373.00 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $13,026.20 | $399.23 – $9,535.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $13,026.20 | $399.23 – $19,620.77 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $9,503.23 | $2,277.00 – $34,727.02 |
| Mercy Hospital Southeast | Cape Girardeau | $39,267.46 | $298.65 – $123,780.14 |