Brcassure comprehensive panel-sendout at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$9,525.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,525.34
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$925.21 with Cigna vs $8,572.81 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $925.21 | ↓ -90% |
| Cigna | LocalKC | $1,115.00 | ↓ -88% |
| Anthem MissouriCare | MissouriCareMGMCD | $1,238.29 | ↓ -87% |
| Cigna | Comm | $1,387.82 | ↓ -85% |
| Aetna Coventry | FamilyHealthPlanMCD | $1,724.51 | ↓ -82% |
| BCBS | TRICARE | $1,755.17 | ↓ -82% |
| Ambetter | Commercial-Exchange | $1,771.71 | ↓ -81% |
| Coventry | MedicareAdvantage | $1,806.63 | ↓ -81% |
| BCBS | MCRPPO | $1,806.63 | ↓ -81% |
| BCBS | MCRHMO | $1,806.63 | ↓ -81% |
| NHC Advantage | MGMCR | $1,809.81 | ↓ -81% |
| NHC Advantage | MGMCD | $1,809.81 | ↓ -81% |
| Devoted Health | MGMCR | $1,824.88 | ↓ -81% |
| Humana | PFFS | $1,824.88 | ↓ -81% |
| Humana | MGMCRHMO | $1,824.88 | ↓ -81% |
| Humana | MGMCRPPO | $1,824.88 | ↓ -81% |
| United | VACCN | $1,824.88 | ↓ -81% |
| United | AllPayerAppendix | $1,824.88 | ↓ -81% |
| Celtic | MCR | $1,861.38 | ↓ -80% |
| Cigna | HealthspringMGMCR | $1,861.38 | ↓ -80% |
| United | MGMCR | $1,861.38 | ↓ -80% |
| Wellcare | MCR | $1,861.38 | ↓ -80% |
| HealthyBlue | MGMCD | $1,905.07 | ↓ -80% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $1,905.07 | ↓ -80% |
| Pyramid Life | MCR | $1,952.62 | ↓ -80% |
| Humana | HMO | $2,009.85 | ↓ -79% |
| Humana | EPO | $2,009.85 | ↓ -79% |
| Humana | ASO | $2,009.85 | ↓ -79% |
| BCBS | FreedomNetworkSelect | $2,095.57 | ↓ -78% |
| United | OptionsPPO | $2,390.86 | ↓ -75% |
| Aetna | IVLHIX | $2,463.59 | ↓ -74% |
| Humana | POS | $2,524.22 | ↓ -73% |
| Humana | PPO | $2,524.22 | ↓ -73% |
| Aetna | KCCarePlus | $2,573.08 | ↓ -73% |
| BCBS | PC | $2,762.35 | ↓ -71% |
| BCBS | FreedomNetwork | $2,762.35 | ↓ -71% |
| Oscar | HIX | $2,773.82 | ↓ -71% |
| BCBS | Blue-Care(HMO) | $2,857.60 | ↓ -70% |
| BCBS | BlueAccess | $2,857.60 | ↓ -70% |
| BCBS | Preferred-CareBlue(PPO) | $2,857.60 | ↓ -70% |
| Multiplan | WCOMPMissouri | $3,248.66 | ↓ -66% |
| Universal Healthcare | MCR | $3,333.87 | ↓ -65% |
| Aetna | Local | $3,449.02 | ↓ -64% |
| Aetna | FHMedicalRental | $3,829.19 | ↓ -60% |
| Coventry | WCOMP | $3,829.19 | ↓ -60% |
| CorVel Corporation | KSWC | $3,857.78 | ↓ -59% |
| Coventry KC MO | WCOMP | $3,905.39 | ↓ -59% |
| Multiplan | WCOMPKansas | $3,959.30 | ↓ -58% |
| OHA Network | KansasWCOMP | $4,020.21 | ↓ -58% |
| College Park Family Care Center | COMM | $4,095.90 | ↓ -57% |
| Aetna | National | $4,233.72 | ↓ -56% |
| United | GlobalBenefitPlan | $4,286.40 | ↓ -55% |
| BCBS | Participating | $4,381.66 | ↓ -54% |
| BCBS | Traditional | $4,381.66 | ↓ -54% |
| OHA Network | MissouriWCOMP | $4,762.67 | ↓ -50% |
| Aetna | NATIONALNAP | $4,857.92 | ↓ -49% |
| Multiplan | PrimaryNetwork | $5,048.43 | ↓ -47% |
| CorVel Corporation | MOWC | $6,191.47 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $7,048.75 | ↓ -26% |
| Global Sports Services | WCOMP | $7,620.27 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $7,620.27 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $8,096.54 | ↓ -15% |
| CCO, Inc. | COMM | $8,096.54 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $8,572.81 | ↓ -10% |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,968.45 | $1,642.39 – $3,284.78 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $3,809.37 | $925.21 – $4,020.21 |
| RESEARCH MEDICAL CENTER | Kansas City | $4,424.67 | $925.21 – $4,020.21 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $1,824.88 – $7,524.79 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $1,824.88 – $7,524.79 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $1,788.38 – $3,897.57 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $1,824.88 – $7,524.79 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | not published | $1,824.88 – $7,524.79 |