Brcassure comprehensive panel-sendout at RESEARCH PSYCHIATRIC CENTER
2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$925.21 with Cigna vs $4,233.72 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $925.21 | — |
| Cigna | LocalKC | $1,115.00 | — |
| Cigna | Comm | $1,387.82 | — |
| BCBS | TRICARE | $1,755.17 | — |
| TriWest Health Alliance | TRICARE | $1,755.17 | — |
| Devoted Health | MGMCR | $1,824.88 | — |
| United Behavioral Health | VACCN | $1,824.88 | — |
| United | MGMCR | $1,861.38 | — |
| Celtic | MCR | $1,861.38 | — |
| Pyramid Life | MCR | $1,952.62 | — |
| Aetna | KCCarePlus | $2,573.08 | — |
| Oscar | HIX | $2,773.82 | — |
| Multiplan | WCOMPMissouri | $3,248.66 | — |
| Aetna | Local | $3,449.02 | — |
| CorVel Corporation | KSWC | $3,857.78 | — |
| Multiplan | WCOMPKansas | $3,959.30 | — |
| OHA Network | KansasWCOMP | $4,020.21 | — |
| Aetna | National | $4,233.72 | — |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH MEDICAL CENTER | Kansas City | $4,424.67 | $925.21 – $4,020.21 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,968.45 | $1,642.39 – $3,284.78 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $3,809.37 | $925.21 – $4,020.21 |
| CENTERPOINT MEDICAL CENTER | Independence | $9,525.34 | $925.21 – $4,020.21 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $1,824.88 – $7,524.79 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $1,824.88 – $7,524.79 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $1,788.38 – $3,897.57 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $1,824.88 – $7,524.79 |