Boot j walker l at Sanford Westbrook Hospital
920 Bell Ave, Westbrook, MN · Sanford Health · · NPI 1942253547
$83.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$104.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$20.09 with Blue Cross Blue Shield of Minnesota vs $78.02 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $20.09 | ↓ -76% |
| Sanford Health Plan Align | Medicare Replacement | $35.52 | ↓ -57% |
| Ucare | Medicare Replacement | $38.10 | ↓ -54% |
| Wellmark SD | Medicare Replacement | $38.10 | ↓ -54% |
| Aetna | Medicare Replacement | $38.51 | ↓ -54% |
| United Healthcare | Medicare Replacement | $38.51 | ↓ -54% |
| Health Partners | Medicare Replacement | $38.51 | ↓ -54% |
| Great Plains Medicare Advantage | Medicare Replacement | $38.51 | ↓ -54% |
| Primewest | Medicare Replacement | $39.22 | ↓ -53% |
| Primewest | Medicaid Managed Care | $42.00 | ↓ -50% |
| Security Health Plan | Commercial | $45.65 | ↓ -45% |
| Health Partners | State Employees | $57.19 | ↓ -31% |
| Sanford Health Plan | SD Exchange True | $65.52 | ↓ -21% |
| Sanford Health Plan | Group Health/True | $65.52 | ↓ -21% |
| Health Partners | Commercial | $66.40 | ↓ -20% |
| Blue Cross Blue Shield of Minnesota | State Employees | $67.89 | ↓ -18% |
| United Healthcare | Commercial + Top 20 | $69.31 | ↓ -17% |
| Aetna | Commercial | $72.13 | ↓ -13% |
| Ucare | Commercial | $72.92 | ↓ -12% |
| Medica | Choice | $72.96 | ↓ -12% |
| Healthez | Commercial | $74.70 | ↓ -10% |
| Cigna | Commercial | $74.70 | ↓ -10% |
| Multiplan | Commercial | $74.70 | ↓ -10% |
| First Choice Health Network | Commercial | $74.70 | ↓ -10% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $76.79 | ↓ -8% |
| Sanford Health Plan | SD Exchange Commercial | $77.08 | ↓ -7% |
| Sanford Health Plan | Commercial/ND Pers | $77.08 | ↓ -7% |
| Medica | Elect | $78.02 | ↓ -6% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Boot j walker l at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Luverne Medical Center | Luverne | $75.20 | $22.52 – $83.70 |
| Sanford Bemidji Medical Center | Bemidji | $255.96 | $38.04 – $238.90 |
| Sanford Tracy Hospital | Tracy | $83.20 | $20.09 – $74.70 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $293.81 | $75.74 – $194.89 |
| Owatonna Hospital | Owatonna | $342.78 | $61.67 – $252.50 |
| Abbott Northwestern Hospital | MN 55407 | $293.81 | $75.74 – $113.88 |
| Allina Health Faribault Medical Center | Faribualt | $342.78 | $61.67 – $252.50 |
| New Ulm Medical Center | MN 56073 | $250.88 | $35.02 – $314.60 |