Boot j walker l at Sanford Luverne Medical Center
1600 N Kniss Ave, Luverne, MN · Sanford Health · · NPI 1497703045
$75.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$94.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.52 with Blue Cross Blue Shield of Minnesota vs $87.98 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $22.52 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $32.74 | ↓ -56% |
| Ucare | Medicare Replacement | $35.06 | ↓ -53% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $35.43 | ↓ -53% |
| Health Partners | Medicare Replacement | $35.43 | ↓ -53% |
| Aetna | Medicare Replacement | $35.43 | ↓ -53% |
| United Healthcare | Medicare Replacement | $35.43 | ↓ -53% |
| Great Plains Medicare Advantage | Medicare Replacement | $35.43 | ↓ -53% |
| Primewest | Medicare Replacement | $36.13 | ↓ -52% |
| Primewest | Medicaid Managed Care | $43.99 | ↓ -42% |
| Sanford Health Plan | Group Health/True | $49.83 | ↓ -34% |
| Sanford Health Plan | SD Exchange True | $49.83 | ↓ -34% |
| Security Health Plan | Commercial | $51.15 | ↓ -32% |
| Sanford Health Plan | SD Exchange Commercial | $58.62 | ↓ -22% |
| Sanford Health Plan | Commercial/ND Pers | $58.62 | ↓ -22% |
| Health Partners | State Employees | $64.08 | ↓ -15% |
| Health Partners | Commercial | $74.40 | ↓ -1% |
| Blue Cross Blue Shield of Minnesota | State Employees | $76.07 | ↑ +1% |
| United Healthcare | Commercial + Top 20 | $77.66 | ↑ +3% |
| Aetna | Commercial | $80.82 | ↑ +7% |
| Ucare | Commercial | $81.71 | ↑ +9% |
| Medica | Choice | $81.75 | ↑ +9% |
| Multiplan | Commercial | $83.70 | ↑ +11% |
| Healthez | Commercial | $83.70 | ↑ +11% |
| First Choice Health Network | Commercial | $83.70 | ↑ +11% |
| Cigna | Commercial | $83.70 | ↑ +11% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $86.04 | ↑ +14% |
| Medica | Elect | $87.98 | ↑ +17% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Boot j walker l at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Westbrook Hospital | Westbrook | $83.20 | $20.09 – $74.70 |
| Sanford Bemidji Medical Center | Bemidji | $255.96 | $38.04 – $238.90 |
| Sanford Tracy Hospital | Tracy | $83.20 | $20.09 – $74.70 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $293.81 | $75.74 – $194.89 |
| Owatonna Hospital | Owatonna | $342.78 | $61.67 – $252.50 |
| Abbott Northwestern Hospital | MN 55407 | $293.81 | $75.74 – $113.88 |
| Allina Health Faribault Medical Center | Faribualt | $342.78 | $61.67 – $252.50 |
| New Ulm Medical Center | MN 56073 | $250.88 | $35.02 – $314.60 |