Boot j walker l at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$255.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$319.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.04 with Sanford Health Plan vs $238.90 with Primewest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $38.04 ↓ -85%
Sanford Health Plan Group Health/True $43.38 ↓ -83%
Sanford Health Plan SD Exchange Commercial $44.75 ↓ -83%
Security Health Plan Commercial $45.91 ↓ -82%
Sanford Health Plan Commercial $51.03 ↓ -80%
Health Partners Commercial $58.44 ↓ -77%
Ucare Commercial $58.68 ↓ -77%
United Healthcare CSP Top 20 $63.53 ↓ -75%
Aetna Commercial $68.45 ↓ -73%
United Healthcare Commercial $69.71 ↓ -73%
Medica Choice $70.12 ↓ -73%
Medica Elect $75.05 ↓ -71%
Healthez Commercial $75.13 ↓ -71%
Multiplan Commercial $75.13 ↓ -71%
Cigna Commercial $75.13 ↓ -71%
First Choice Health Network Commercial $75.13 ↓ -71%
Blue Cross Blue Shield of Minnesota PMAP $180.42 ↓ -30%
Blue Cross Blue Shield of Minnesota Commercial/Federal $180.42 ↓ -30%
Sanford Health Plan Align Medicare Replacement $216.14 ↓ -16%
Ucare Medicare Replacement $232.07 ↓ -9%
United Healthcare Medicare Replacement $234.35 ↓ -8%
Aetna Medicare Replacement $234.35 ↓ -8%
Blue Cross Blue Shield of Minnesota Medicare Replacement $234.35 ↓ -8%
Great Plains Medicare Advantage Medicare Replacement $234.35 ↓ -8%
Health Partners Medicare Replacement $234.35 ↓ -8%
Primewest Medicare Replacement $238.90 ↓ -7%
Ucare Medicaid Managed Care not published by hospital —
Primewest Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Boot j walker l at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $83.20 $20.09 – $74.70
Sanford Luverne Medical Center Luverne $75.20 $22.52 – $83.70
Sanford Tracy Hospital Tracy $83.20 $20.09 – $74.70
United Hospital MN | 1175 Nininger Road. Hastings $293.81 $75.74 – $194.89
Owatonna Hospital Owatonna $342.78 $61.67 – $252.50
Abbott Northwestern Hospital MN 55407 $293.81 $75.74 – $113.88
Allina Health Faribault Medical Center Faribualt $342.78 $61.67 – $252.50
New Ulm Medical Center MN 56073 $250.88 $35.02 – $314.60

All Minnesota hospitals for this procedure →