Ortho hnd/fngr without jnt cstm w/fit&adj at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$532.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$951.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with united healthcare (bdohsv) vs $521.79 with blue cross blue shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| united healthcare (bdohsv) | united healthcare (bdosv) | $0.01 | ↓ -100% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $8.13 | ↓ -98% |
| aetna | aetna elevate (bdosv) | $17.95 | ↓ -97% |
| aetna | aetna performance (bdosv) | $18.96 | ↓ -96% |
| medica health system | medica dual solutions (b d v o s) | $20.60 | ↓ -96% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $23.95 | ↓ -96% |
| healthpartners | hpi (bdov) | $27.35 | ↓ -95% |
| medica health system | medica elect (b d o s v) | $29.61 | ↓ -94% |
| health partners | hpi cigna (bdov) | $29.81 | ↓ -94% |
| medica | medica essentials (b d o s v) | $30.91 | ↓ -94% |
| medica mhps | medica mhps (bdosv) | $30.91 | ↓ -94% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $31.16 | ↓ -94% |
| medica ubh pmap | medica ubh pmap (o) | $32.32 | ↓ -94% |
| medica health system | medica choice (b d o s v) | $32.53 | ↓ -94% |
| medica ubh (o) | medica ubh (o) | $33.94 | ↓ -94% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $33.94 | ↓ -94% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $33.94 | ↓ -94% |
| allina aetna medicare (o) | allina aetna medicare (o) | $37.76 | ↓ -93% |
| medicare | medicare (o) | $39.75 | ↓ -93% |
| medicare other | all other medicare (o) | $39.75 | ↓ -93% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $40.40 | ↓ -92% |
| medicaid | medicaid ma (o) | $40.40 | ↓ -92% |
| all other medicaid | all other medicaid (o) | $40.40 | ↓ -92% |
| medica | medica medicare (o) | $41.34 | ↓ -92% |
| bcbs | bc medicare (o) | $41.74 | ↓ -92% |
| south country health alliance | scha pmap (o) | $43.63 | ↓ -92% |
| blue cross blue shield | bc pmap (b d o s v) | $169.10 | ↓ -68% |
| blue cross | allina health blueprint (bdoshv) | $347.13 | ↓ -35% |
| blue cross blue shield | bc state health plan (b d o s v) | $352.49 | ↓ -34% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $392.53 | ↓ -26% |
| blue cross blue shield | bc aehp (b d o s v) | $461.79 | ↓ -13% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $495.68 | ↓ -7% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $521.79 | ↓ -2% |
Visitor-reported prices
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Ortho hnd/fngr without jnt cstm w/fit&adj at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bagley Medical Center | Bagley | $526.45 | $159.32 – $592.25 |
| Sanford Bemidji Medical Center | Bemidji | $526.45 | $280.46 – $592.25 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $456.77 | $37.76 – $302.96 |
| Abbott Northwestern Hospital | MN 55407 | $456.77 | $37.76 – $117.74 |
| Allina Health Faribault Medical Center | Faribualt | $532.90 | $27.35 – $392.53 |
| New Ulm Medical Center | MN 56073 | $389.98 | $15.19 – $489.05 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $456.77 | $37.76 – $117.74 |
| Buffalo Hospital | Buffalo | $532.90 | $27.35 – $392.53 |