Ortho hnd/fngr without jnt cstm w/fit&adj at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$456.77

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$951.60

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $374.01 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $8.13 ↓ -98%
medica pmap (um) medica pmap (um) $8.97 ↓ -98%
aetna aetna elevate (amu) $14.24 ↓ -97%
aetna aetna performance (amu) $15.15 ↓ -97%
medica dual solutions (a u) medica dual solutions (a u) $17.94 ↓ -96%
aetna direct network aetna direct network (amu) $22.07 ↓ -95%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $27.04 ↓ -94%
americas ppo (araz) americas ppo (araz) (a c m u) $29.90 ↓ -93%
medica health system medica elect (u m) $30.00 ↓ -93%
medica mhps medica mhps (u m) $31.32 ↓ -93%
medica medica essentials (u m) $31.32 ↓ -93%
medica ubh pmap medica ubh pmap (u) $32.32 ↓ -93%
medica health system medica choice (u m) $32.97 ↓ -93%
medica ubh (u) medica ubh (u) $33.94 ↓ -93%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $33.94 ↓ -93%
allina aetna medicare (u) allina aetna medicare (u) $37.76 ↓ -92%
medicare other all other medicare (u) $39.75 ↓ -91%
medicare medicare (u) $39.75 ↓ -91%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $40.40 ↓ -91%
all other medicaid all other medicaid (u) $40.40 ↓ -91%
medicaid medicaid ma (u) $40.40 ↓ -91%
south country health alliance scha pmap (u) $41.61 ↓ -91%
medica medica medicare (u) $41.74 ↓ -91%
bcbs bc medicare (u) $41.74 ↓ -91%
uhc ubh pmap uhc ubh pmap (u) $50.50 ↓ -89%
blue cross blue shield of minnesota bc pmap (amu) $117.74 ↓ -74%
blue cross blue shield of minnesota bc state health plan (mu) $265.10 ↓ -42%
blue cross blue shield of minnesota bc premier (m u) $281.38 ↓ -38%
blue cross allina health blueprint (mu) $302.96 ↓ -34%
bcbs bc aehp (mu) $330.99 ↓ -28%
blue cross blue shield of minnesota bc high value/performance network (mu) $355.31 ↓ -22%
blue cross blue shield of minnesota bc aware/blue plus (m u) $374.01 ↓ -18%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ortho hnd/fngr without jnt cstm w/fit&adj at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bagley Medical Center Bagley $526.45 $159.32 – $592.25
Sanford Bemidji Medical Center Bemidji $526.45 $280.46 – $592.25
Owatonna Hospital Owatonna $532.90 $27.35 – $392.53
Abbott Northwestern Hospital MN 55407 $456.77 $37.76 – $117.74
Allina Health Faribault Medical Center Faribualt $532.90 $27.35 – $392.53
New Ulm Medical Center MN 56073 $389.98 $15.19 – $489.05
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $456.77 $37.76 – $117.74
Buffalo Hospital Buffalo $532.90 $27.35 – $392.53

All Minnesota hospitals for this procedure →