Ortho hnd/fngr without jnt cstm w/fit&adj at Sanford Bagley Medical Center
203 4th Street NW, Bagley, MN · Sanford Health · · NPI 1932472255
$526.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$658.06
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$159.32 with Blue Cross Blue Shield of Minnesota vs $618.58 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $159.32 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $300.08 | ↓ -43% |
| Ucare | Medicare Replacement | $322.45 | ↓ -39% |
| Health Partners | Medicare Replacement | $325.08 | ↓ -38% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $325.08 | ↓ -38% |
| United Healthcare | Medicare Replacement | $325.08 | ↓ -38% |
| Great Plains Medicare Advantage | Medicare Replacement | $325.08 | ↓ -38% |
| Primewest | Medicare Replacement | $331.66 | ↓ -37% |
| Aetna | Medicare Replacement | $352.72 | ↓ -33% |
| Primewest | Medicaid Managed Care | $354.69 | ↓ -33% |
| Security Health Plan | Commercial | $361.93 | ↓ -31% |
| Sanford Health Plan | SD Exchange True | $519.47 | ↓ -1% |
| Sanford Health Plan | Group Health/True | $519.47 | ↓ -1% |
| Health Partners | Commercial | $533.03 | ↑ +1% |
| United Healthcare | Commercial + Top 20 | $549.48 | ↑ +4% |
| Aetna | Commercial | $571.85 | ↑ +9% |
| Ucare | Commercial | $578.17 | ↑ +10% |
| Medica | Choice | $578.43 | ↑ +10% |
| Multiplan | Commercial | $592.25 | ↑ +12% |
| Cigna | Commercial | $592.25 | ↑ +12% |
| First Choice Health Network | Commercial | $592.25 | ↑ +12% |
| Healthez | Commercial | $592.25 | ↑ +12% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $608.84 | ↑ +16% |
| Sanford Health Plan | SD Exchange Commercial | $611.14 | ↑ +16% |
| Sanford Health Plan | Commercial/ND Pers | $611.14 | ↑ +16% |
| Medica | Elect | $618.58 | ↑ +18% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Ortho hnd/fngr without jnt cstm w/fit&adj at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bemidji Medical Center | Bemidji | $526.45 | $280.46 – $592.25 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $456.77 | $37.76 – $302.96 |
| Owatonna Hospital | Owatonna | $532.90 | $27.35 – $392.53 |
| Abbott Northwestern Hospital | MN 55407 | $456.77 | $37.76 – $117.74 |
| Allina Health Faribault Medical Center | Faribualt | $532.90 | $27.35 – $392.53 |
| New Ulm Medical Center | MN 56073 | $389.98 | $15.19 – $489.05 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $456.77 | $37.76 – $117.74 |
| Buffalo Hospital | Buffalo | $532.90 | $27.35 – $392.53 |