Hand X-ray at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$200.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$410.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.70 with United vs $60.76 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $21.70 ↓ -89%
Humana Medicare|All Plans $21.70 ↓ -89%
Medica Medicare|All Plans $21.70 ↓ -89%
PACE Medicare|All Plans $21.70 ↓ -89%
Centene Medicare|All Plans $22.14 ↓ -89%
Amerigroup Medicare|All Plans $22.79 ↓ -89%
Great Plains Medicare|All Plans $22.79 ↓ -89%
United Medicaid|Community Plan $26.66 ↓ -87%
Total Care Medicaid|All Plans $27.20 ↓ -86%
Amerigroup Medicaid|All Plans $27.20 ↓ -86%
IAMolina Medicaid|All Plans $27.73 ↓ -86%
Wellmark Commercial|PPO $35.34 ↓ -82%
Wellmark Commercial|HMO $35.34 ↓ -82%
AMPS Commercial|All Plans $48.18 ↓ -76%
BCBS - NE Commercial|BluePrint $55.96 ↓ -72%
Medica Commercial|CHI Health $56.42 ↓ -72%
Medica Commercial|All Other Plans $56.42 ↓ -72%
BCBS - NE Commercial|All Other Plans $58.90 ↓ -71%
Midlands Choice Commercial|Premier $59.52 ↓ -70%
United Commercial|All Plans $59.52 ↓ -70%
Medica Commercial|ACO $59.52 ↓ -70%
Medica Commercial|Open Access $59.52 ↓ -70%
Timpte Commercial|Broad Network $59.52 ↓ -70%
Midlands Choice Commercial|Standard $59.52 ↓ -70%
QuikTrip Commercial|All Plans $59.52 ↓ -70%
Greater Omaha Packing Commercial|Broad Network $59.52 ↓ -70%
Greater Omaha Packing Commercial|Narrow Network $59.52 ↓ -70%
Millard Public Schools Commercial|Broad Network $59.52 ↓ -70%
Millard Public Schools Commercial|Narrow Network $59.52 ↓ -70%
One World Commercial|Broad Network $59.52 ↓ -70%
One World Commercial|Narrow Network $59.52 ↓ -70%
PHCS Commercial|All Plans $60.76 ↓ -70%
MultiPlan Commercial|All Plans $60.76 ↓ -70%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hand X-ray at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $242.40 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $404.95 $78.07 – $415.00
MercyOne New Hampton Medical Center New Hampton $305.50 $9.50 – $26.72
MercyOne Dyersville Medical Center Dyersville $305.50 $118.31 – $352.31
MercyOne Clinton Medical Center Clinton $780.00 $80.14 – $389.00
MercyOne Oelwein Medical Center Oelwein $305.50 $119.63 – $313.00
MercyOne Cedar Falls Medical Center Cedar Falls $455.65 $81.99 – $467.00
MercyOne Elkader Medical Center Elkader $305.50 $161.10 – $327.15

All Iowa hospitals for this procedure →