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Hand X-ray at MercyOne Dyersville Medical Center

1111 Third St. SW, Dyersville, IA · MercyOne · · NPI 1205816725

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$305.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$470.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.31 with HEALTH CHOICES vs $352.31 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $118.31 ↓ -61%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $173.50 ↓ -43%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $177.03 ↓ -42%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $178.79 ↓ -41%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $182.07 ↓ -40%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $185.80 ↓ -39%
THE ALLIANCE THE ALLIANCE $190.37 ↓ -38%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $193.25 ↓ -37%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $217.10 ↓ -29%
GEHA UNITED HEALTHCARE $219.10 ↓ -28%
UNITED HEALTHCARE UNITED HEALTHCARE $219.10 ↓ -28%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $219.10 ↓ -28%
MOLINA MEDICAID MOLINA MEDICAID $220.29 ↓ -28%
WELLPOINT MEDICAID WELLPOINT MEDICAID $221.35 ↓ -28%
AMISH HOSPITAL AID AMISH HOSPITAL AID $233.12 ↓ -24%
WEBTPA AETNA $258.85 ↓ -15%
COVENTRY AETNA $258.85 ↓ -15%
ALLIED BENEFIT SYSTEMS AETNA $258.85 ↓ -15%
LUMINARE HEALTH AETNA $258.85 ↓ -15%
ASR HEALTH BENEFITS AETNA $258.85 ↓ -15%
CHRISTIAN BROTHER SERVICES AETNA $258.85 ↓ -15%
FIRST HEALTH AETNA $258.85 ↓ -15%
1199 NATIONAL BENEFIT FUND AETNA $258.85 ↓ -15%
AETNA AETNA $258.85 ↓ -15%
MERITAIN AETNA $258.85 ↓ -15%
MEDICAL MUTUAL AETNA $258.85 ↓ -15%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $258.85 ↓ -15%
AETNA DOMESTIC AETNA $258.85 ↓ -15%
AETNA EAP AETNA $258.85 ↓ -15%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $281.70 ↓ -8%
MIDLANDS MIDLANDS CHOICE PPO $281.70 ↓ -8%
AUXIANT MIDLANDS CHOICE PPO $281.70 ↓ -8%
MEDICA MIDLANDS CHOICE PPO $281.70 ↓ -8%
CIGNA MIDLANDS CHOICE PPO $281.70 ↓ -8%
CIGNA EAP MIDLANDS CHOICE PPO $281.70 ↓ -8%
MULTIPLAN MULTIPLAN $281.70 ↓ -8%
AMBETTER AMBETTER MARKETPLACE $294.47 ↓ -4%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $313.00 ↑ +2%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $313.00 ↑ +2%
NOVA CLAIMDOC $352.31 ↑ +15%
CLAIMDOC CLAIMDOC $352.31 ↑ +15%

Visitor-reported prices

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Hand X-ray at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $389.88 $7.71 – $143.28
UnityPoint Health - Allen Hospital Waterloo $109.32 $7.71 – $72.98
MercyOne Clinton Medical Center Clinton $780.00 $80.14 – $389.00
MercyOne Des Moines Medical Center Des Moines $1,246.00 $5.54 – $623.00
MercyOne Genesis Davenport West Medical Center Davenport $242.40 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $404.95 $78.07 – $415.00
MercyOne New Hampton Medical Center New Hampton $305.50 $9.50 – $26.72
MercyOne Oelwein Medical Center Oelwein $305.50 $119.63 – $313.00

All Iowa hospitals for this procedure →