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Hand X-ray at MercyOne Clinton Medical Center

1410 N. Fourth St, Clinton, IA · MercyOne · · NPI 1427093962

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$780.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$583.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.14 with IOWA TOTAL CARE vs $389.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $80.14 ↓ -90%
MOLINA MEDICAID MOLINA MEDICAID $80.92 ↓ -90%
WELLPOINT MEDICAID WELLPOINT MEDICAID $81.24 ↓ -90%
BLUE CROSS - WY WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - MI WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $88.91 ↓ -89%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - OK WELLMARK PPO $88.91 ↓ -89%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - VT WELLMARK PPO $88.91 ↓ -89%
BCN DOMESTIC WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - TX WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - FEDERAL WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - AZ WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - RI WELLMARK PPO $88.91 ↓ -89%
PRE-EMPLOYMENT WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NC WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - SC WELLMARK PPO $88.91 ↓ -89%
BLUE CARE NETWORK WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $88.91 ↓ -89%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $88.91 ↓ -89%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - MT WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - KS WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - FL WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - LA WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS DOMESTIC WELLMARK PPO $88.91 ↓ -89%
WC DOMESTIC WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $88.91 ↓ -89%
BLUE SHIELD - CA WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - IL WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - TN WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - AR WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NE WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - MS WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $88.91 ↓ -89%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - MA WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - AL WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - ND WELLMARK PPO $88.91 ↓ -89%
KAISER DOMESTIC WELLMARK PPO $88.91 ↓ -89%
BCBS GENERIC WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - MN WELLMARK PPO $88.91 ↓ -89%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - HI WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - ID WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $88.91 ↓ -89%
BLUE CROSS - NM WELLMARK PPO $88.91 ↓ -89%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $90.80 ↓ -88%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $90.80 ↓ -88%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $90.80 ↓ -88%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $91.71 ↓ -88%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $92.61 ↓ -88%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $94.50 ↓ -88%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $110.09 ↓ -86%
HEALTH CHOICES MEDICAL ASSOCIATES $110.09 ↓ -86%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $112.42 ↓ -86%
AMISH HOSPITAL AID AMISH HOSPITAL AID $123.23 ↓ -84%
OSCAR OSCAR $126.40 ↓ -84%
AMBETTER AMBETTER MARKETPLACE $155.65 ↓ -80%
NOVA CLAIMDOC $186.23 ↓ -76%
CLAIMDOC CLAIMDOC $186.23 ↓ -76%
GEHA UNITED HEALTHCARE $195.48 ↓ -75%
UNITED HEALTHCARE UNITED HEALTHCARE $195.48 ↓ -75%
THE ALLIANCE THE ALLIANCE $235.93 ↓ -70%
WEBTPA AETNA $340.38 ↓ -56%
COVENTRY AETNA $340.38 ↓ -56%
ALLIED BENEFIT SYSTEMS AETNA $340.38 ↓ -56%
LUCENT HEALTH AETNA $340.38 ↓ -56%
LUMINARE HEALTH AETNA $340.38 ↓ -56%
ASR HEALTH BENEFITS AETNA $340.38 ↓ -56%
CHRISTIAN BROTHER SERVICES AETNA $340.38 ↓ -56%
FIRST HEALTH AETNA $340.38 ↓ -56%
1199 NATIONAL BENEFIT FUND AETNA $340.38 ↓ -56%
AETNA AETNA $340.38 ↓ -56%
MERITAIN AETNA $340.38 ↓ -56%
MEDICAL MUTUAL AETNA $340.38 ↓ -56%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $340.38 ↓ -56%
AETNA DOMESTIC AETNA $340.38 ↓ -56%
AETNA EAP AETNA $340.38 ↓ -56%
HEALTH PARTNERS HEALTH PARTNERS $341.15 ↓ -56%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $350.10 ↓ -55%
MIDLANDS MIDLANDS CHOICE PPO $350.10 ↓ -55%
AUXIANT MIDLANDS CHOICE PPO $350.10 ↓ -55%
MEDICA MIDLANDS CHOICE PPO $350.10 ↓ -55%
CIGNA MIDLANDS CHOICE PPO $350.10 ↓ -55%
QUALCARE QCCH $350.10 ↓ -55%
CIGNA EAP MIDLANDS CHOICE PPO $350.10 ↓ -55%
MULTIPLAN MULTIPLAN $350.10 ↓ -55%
USA MANAGED CARE USA MANAGED CARE $369.55 ↓ -53%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $389.00 ↓ -50%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $389.00 ↓ -50%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $389.00 ↓ -50%

Visitor-reported prices

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Hand X-ray at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $389.88 $7.71 – $143.28
UnityPoint Health - Allen Hospital Waterloo $109.32 $7.71 – $72.98
MercyOne Des Moines Medical Center Des Moines $1,246.00 $5.54 – $623.00
MercyOne Genesis Davenport West Medical Center Davenport $242.40 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $404.95 $78.07 – $415.00
MercyOne New Hampton Medical Center New Hampton $305.50 $9.50 – $26.72
MercyOne Dyersville Medical Center Dyersville $305.50 $118.31 – $352.31
MercyOne Oelwein Medical Center Oelwein $305.50 $119.63 – $313.00

All Iowa hospitals for this procedure →