Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at CHI Health Mercy Council Bluffs

800 Mercy Drive, Council Bluffs, IA · Chihealth · · NPI 1265517759

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$86.84

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$206.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.02 with Centene vs $175.74 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Medicaid|NE Total Care $31.02 ↓ -64%
ELAP Commercial|All Plans $57.89 ↓ -33%
United Medicaid|Community Plan $95.11 ↑ +10%
Medica Commercial|CHI Health $103.38 ↑ +19%
Medica Commercial|All Other Plans $103.38 ↑ +19%
Medica Commercial|Open Access $107.51 ↑ +24%
QuikTrip Commercial|All Plans $124.05 ↑ +43%
PHCS Commercial|All Plans $146.80 ↑ +69%
United Commercial|All Plans $153.00 ↑ +76%
Midlands Choice Commercial|Standard $155.07 ↑ +79%
Midlands Choice Commercial|Premier $155.07 ↑ +79%
MultiPlan Commercial|All Plans $175.74 ↑ +102%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $38.00 $15.04 – $38.00
MercyOne Clinton Medical Center Clinton $104.50 $29.57 – $104.50
MercyOne Oelwein Medical Center Oelwein $38.00 $14.52 – $38.00
MercyOne West Des Moines Medical Center West Des Moines $38.00 $7.64 – $38.00
MercyOne Des Moines Medical Center Des Moines $38.50 $7.74 – $38.50
MercyOne Newton Medical Center Newton $38.00 $24.70 – $38.00
MercyOne North Iowa Medical Center Mason City $38.00 $9.73 – $38.00
MercyOne Waterloo Medical Center Waterloo $38.00 $8.93 – $38.00

All Iowa hospitals for this procedure →