Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$38.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.52 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $38.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $14.52 ↓ -62%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $14.73 ↓ -61%
MOLINA MEDICAID MOLINA MEDICAID $14.95 ↓ -61%
WELLPOINT MEDICAID WELLPOINT MEDICAID $15.02 ↓ -60%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $15.42 ↓ -59%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $15.74 ↓ -59%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $15.89 ↓ -58%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $16.18 ↓ -57%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $16.51 ↓ -57%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $17.92 ↓ -53%
AMISH HOSPITAL AID AMISH HOSPITAL AID $20.72 ↓ -45%
CENTIVO CENTIVO $23.37 ↓ -39%
AMBETTER AMBETTER MARKETPLACE $26.17 ↓ -31%
HEALTH CHOICES MEDICAL ASSOCIATES $27.97 ↓ -26%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $27.97 ↓ -26%
CLAIMDOC CLAIMDOC $31.32 ↓ -18%
NOVA CLAIMDOC $31.32 ↓ -18%
UNITED HEALTHCARE UNITED HEALTHCARE $32.79 ↓ -14%
GEHA UNITED HEALTHCARE $32.79 ↓ -14%
COVENTRY AETNA $34.92 ↓ -8%
ALLIED BENEFIT SYSTEMS AETNA $34.92 ↓ -8%
MERITAIN AETNA $34.92 ↓ -8%
LUCENT HEALTH AETNA $34.92 ↓ -8%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $34.92 ↓ -8%
FIRST HEALTH AETNA $34.92 ↓ -8%
AETNA DOMESTIC AETNA $34.92 ↓ -8%
ASR HEALTH BENEFITS AETNA $34.92 ↓ -8%
AETNA AETNA $34.92 ↓ -8%
CHRISTIAN BROTHER SERVICES AETNA $34.92 ↓ -8%
LUMINARE HEALTH AETNA $34.92 ↓ -8%
WEBTPA AETNA $34.92 ↓ -8%
MEDICAL MUTUAL AETNA $34.92 ↓ -8%
AETNA EAP AETNA $34.92 ↓ -8%
1199 NATIONAL BENEFIT FUND AETNA $34.92 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $36.56 ↓ -4%
MULTIPLAN MULTIPLAN $36.86 ↓ -3%
CIGNA MIDLANDS CHOICE $37.24 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE $37.24 ↓ -2%
CIGNA EAP MIDLANDS CHOICE $37.24 ↓ -2%
MEDICA MIDLANDS CHOICE $37.24 ↓ -2%
MIDLANDS MIDLANDS CHOICE $37.24 ↓ -2%
AUXIANT MIDLANDS CHOICE $37.24 ↓ -2%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $38.00 ↑ +0%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $38.00 ↑ +0%

Visitor-reported prices

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Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $38.00 $15.04 – $38.00
MercyOne Clinton Medical Center Clinton $104.50 $29.57 – $104.50
MercyOne West Des Moines Medical Center West Des Moines $38.00 $7.64 – $38.00
MercyOne Des Moines Medical Center Des Moines $38.50 $7.74 – $38.50
MercyOne Newton Medical Center Newton $38.00 $24.70 – $38.00
MercyOne North Iowa Medical Center Mason City $38.00 $9.73 – $38.00
MercyOne Waterloo Medical Center Waterloo $38.00 $8.93 – $38.00
UnityPoint Health - St. Lukes Downtown Sioux City $17.99 $0.08 – $0.21

All Iowa hospitals for this procedure →