Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$38.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.73 with HEALTH CHOICES vs $38.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $9.73 ↓ -74%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $9.73 ↓ -74%
AETNA EAP AETNA $19.95 ↓ -48%
LUMINARE HEALTH AETNA $19.95 ↓ -48%
CHRISTIAN BROTHER SERVICES AETNA $19.95 ↓ -48%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $19.95 ↓ -48%
LUCENT HEALTH AETNA $19.95 ↓ -48%
AETNA AETNA $19.95 ↓ -48%
ASR HEALTH BENEFITS AETNA $19.95 ↓ -48%
1199 NATIONAL BENEFIT FUND AETNA $19.95 ↓ -48%
FIRST HEALTH AETNA $19.95 ↓ -48%
AETNA DOMESTIC AETNA $19.95 ↓ -48%
COVENTRY AETNA $19.95 ↓ -48%
ALLIED BENEFIT SYSTEMS AETNA $19.95 ↓ -48%
MERITAIN AETNA $19.95 ↓ -48%
WEBTPA AETNA $19.95 ↓ -48%
MEDICAL MUTUAL AETNA $19.95 ↓ -48%
UNITED HEALTHCARE UNITED HEALTHCARE $22.80 ↓ -40%
GEHA UNITED HEALTHCARE $22.80 ↓ -40%
PREFERRED ONE PREFERRED ONE $24.70 ↓ -35%
HEALTH PARTNERS HEALTH PARTNERS $25.42 ↓ -33%
MIDLANDS MIDLANDS CHOICE PPO $26.60 ↓ -30%
AUXIANT MIDLANDS CHOICE PPO $26.60 ↓ -30%
CIGNA MIDLANDS CHOICE PPO $26.60 ↓ -30%
CIGNA EAP MIDLANDS CHOICE PPO $26.60 ↓ -30%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $26.60 ↓ -30%
MEDICA MIDLANDS CHOICE PPO $26.60 ↓ -30%
MHNET MENTAL HEALTH ASSOCIATES $30.40 ↓ -20%
MULTIPLAN MULTIPLAN $34.20 ↓ -10%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $38.00 ↑ +0%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $38.00 ↑ +0%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $38.00 ↑ +0%

Visitor-reported prices

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Midazolam 1 mg/ml in sodium chloride IV infusion (wrapper) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $38.00 $15.04 – $38.00
MercyOne Clinton Medical Center Clinton $104.50 $29.57 – $104.50
MercyOne Oelwein Medical Center Oelwein $38.00 $14.52 – $38.00
MercyOne West Des Moines Medical Center West Des Moines $38.00 $7.64 – $38.00
MercyOne Des Moines Medical Center Des Moines $38.50 $7.74 – $38.50
MercyOne Newton Medical Center Newton $38.00 $24.70 – $38.00
MercyOne Waterloo Medical Center Waterloo $38.00 $8.93 – $38.00
UnityPoint Health - St. Lukes Downtown Sioux City $17.99 $0.08 – $0.21

All Iowa hospitals for this procedure →