Ablation cryo adrenal tumor at Northwestern Medicine McHenry Hospital
4201 Medical Center Drive, McHenry, IL · Nm · · NPI 1427065499
$12,087.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17,268.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,911.98 with AETNA HEALTH PLAN [171] vs $15,088.00 with BLUE CROSS BLUE SHIELD [1401] — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA HEALTH PLAN [171] | NWR AETNA NM EMPLOYEES | $2,911.98 | ↓ -76% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA ALTERNATIVE | $2,972.34 | ↓ -75% |
| MERCY CARE HEALTH PLANS [5013] | NWR MERCY CARE | $4,579.21 | ↓ -62% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BROAD | $4,662.19 | ↓ -61% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PPO | $5,114.83 | ↓ -58% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS PPO | $5,114.83 | ↓ -58% |
| AETNA HEALTH PLAN [171] | NWR AETNA APCN/SP | $5,190.27 | ↓ -57% |
| AETNA HEALTH PLAN [171] | NWR AETNA IL PREFERRED | $5,356.24 | ↓ -56% |
| ALTERNATE BLUE CROSS [1402] | NWR BCBS HMO | $5,383.40 | ↓ -55% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS HMO | $5,383.40 | ↓ -55% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE PREFERRED | $7,212.06 | ↓ -40% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE OPTIONS | $7,212.06 | ↓ -40% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS BLUECHOICE SELECT | $7,212.06 | ↓ -40% |
| AETNA HEALTH PLAN [171] | NWR AETNA | $7,347.86 | ↓ -39% |
| HEALTHLINK [125] | NWR SEIU HEALTHLINK | $7,544.00 | ↓ -38% |
| AETNA HEALTH PLAN [171] | NWR AETNA ASA | $7,921.20 | ↓ -34% |
| CHOICECARE [177] | NWR CHOICE CARE | $8,026.82 | ↓ -34% |
| MULTIPLAN/PHCS [142] | NWR PHCS PPO | $8,298.40 | ↓ -31% |
| THE ALLIANCE [1703] | NWR THE ALLIANCE | $9,691.02 | ↓ -20% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PLATINUM EPO | $10,561.60 | ↓ -13% |
| HEALTH'S FINEST NETWORK [126] | NWR HFN PPO | $11,014.24 | ↓ -9% |
| CIGNA HEALTH PLAN [178] | NWR CIGNA BEHAVORIAL BHS | $11,316.00 | ↓ -6% |
| BEECHSTREET [176] | NWR BEECHSTREET | $12,070.40 | ↓ -0% |
| MULTIPLAN/PHCS [142] | NWR NON-CONTRACTED PAYORS | $15,088.00 | ↑ +25% |
| BLUE CROSS BLUE SHIELD [1401] | NWR BCBS PAR/INDEMNITY ADP | $15,088.00 | ↑ +25% |
| GLOBAL EXCEL [1712] | NWR MEDICARE | not published by hospital | — |
| ALTERNATE HUMANA MEDICARE ADV [2409] | NWR HUMANA MEDICARE ADVT | not published by hospital | — |
| ALTERNATE BLUE CROSS MEDICARE ADV [2304] | NWR BLUE CROSS MEDICARE ADVT | not published by hospital | — |
Visitor-reported prices
Comments
Ablation cryo adrenal tumor at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $5,590.00 | $4,404.92 – $25,111.00 |
| Northwestern Memorial Hospital | Chicago | $43,563.97 | not published |
| Advocate Condell Medical Center | Libertyville | $7,045.00 | $5,551.46 – $16,667.00 |
| Advocate Sherman Hospital | Elgin | $2,675.00 | $1,984.85 – $14,074.00 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $1,427.40 | $1,094.00 – $12,050.01 |
| OSF Saint Anthony Medical Center | Rockford | $4,393.80 | $418.00 – $22,674.75 |
| OSF Saint Francis Medical Center | Peoria | $1,802.40 | $357.00 – $22,024.44 |
| Northwestern Medicine Central DuPage Hospital | IL 60190 | $43,563.97 | not published |