Ablation cryo adrenal tumor at OSF Saint Francis Medical Center
530 Ne Glen Oak Ave, Peoria, IL · Osfhealthcare · · NPI 1043260482
$1,802.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,004.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$357.00 with Humana vs $22,024.44 with Caterpillar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | HMO/POS | $357.00 | ↓ -80% |
| Humana | PPO | $1,116.00 | ↓ -38% |
| Health Alliance Plan | Medicare Managed Care Plan | $6,478.50 | ↑ +259% |
| Aetna | Medicare Managed Care Plan | $6,543.28 | ↑ +263% |
| BCBS | Medicare Managed Care Plan | $6,608.07 | ↑ +267% |
| UnitedHealthCare | All Commercial Plans | $17,033.00 | ↑ +845% |
| Caterpillar | All Commercial Plans | $22,024.44 | ↑ +1122% |
Visitor-reported prices
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Ablation cryo adrenal tumor at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $5,590.00 | $4,404.92 – $25,111.00 |
| Advocate Condell Medical Center | Libertyville | $7,045.00 | $5,551.46 – $16,667.00 |
| Advocate Sherman Hospital | Elgin | $2,675.00 | $1,984.85 – $14,074.00 |
| OSF Little Company of Mary Medical Center | Evergreen Park | $1,427.40 | $1,094.00 – $12,050.01 |
| OSF Saint Anthony Medical Center | Rockford | $4,393.80 | $418.00 – $22,674.75 |
| HSHS St. Mary's Hospital | DECATUR | $12,602.16 | $1,311.00 – $17,503.00 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $3,264.24 – $9,122.78 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $5,834.36 – $8,840.40 |