Ablation cryo adrenal tumor at Advocate Sherman Hospital
1425 North Randall Road, Elgin, IL · Advocate Health · · NPI 1629026364
$2,675.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,350.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,984.85 with Blue Cross Blue Shield City of Chicago vs $14,074.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield City of Chicago | Commercial | $1,984.85 | ↓ -26% |
| Advocate Employee | Commercial | $2,107.90 | ↓ -21% |
| Blue Cross Blue Shield Choice | Commercial | $2,145.35 | ↓ -20% |
| Blue Cross Blue Shield | PPO | $2,257.70 | ↓ -16% |
| Cigna One Health | Commercial | $2,782.00 | ↑ +4% |
| Blue Cross Blue Shield Blue Precision | Managed Care | $3,060.20 | ↑ +14% |
| Aetna | Commercial | $3,096.05 | ↑ +16% |
| Blue Cross Blue Shield | HMO | $3,119.05 | ↑ +17% |
| Cigna | Commercial | $3,531.00 | ↑ +32% |
| Private Healthcare Systems | Commercial | $4,333.50 | ↑ +62% |
| Multiplan | Commercial | $4,815.00 | ↑ +80% |
| Ambetter | Medicare Advantage | $8,818.69 | ↑ +230% |
| Molina | Medicare Advantage | $8,818.69 | ↑ +230% |
| Oscar Health HMO | Medicare Advantage | $9,122.78 | ↑ +241% |
| United Healthcare Charter | Commercial | $11,146.00 | ↑ +317% |
| HSTechnology | Medicare Advantage | $11,677.16 | ↑ +337% |
| United Healthcare Core Navigate | Commercial | $12,328.00 | ↑ +361% |
| United Healthcare Nexus | Commercial | $12,665.00 | ↑ +373% |
| United Healthcare | HMO | $14,074.00 | ↑ +426% |
Visitor-reported prices
Comments
Ablation cryo adrenal tumor at other Illinois hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Advocate Christ Medical Center | Oak Lawn | $5,590.00 | $4,404.92 – $25,111.00 |
| Advocate Condell Medical Center | Libertyville | $7,045.00 | $5,551.46 – $16,667.00 |
| MercyOne Genesis Silvis Medical Center | Silvis | not published | $3,264.24 – $9,122.78 |
| MercyOne Genesis Aledo Medical Center | Aledo | not published | $5,834.36 – $8,840.40 |
| Uchicago Medicine Adventhealth Hinsdale | Hinsdale | not published | $2,414.00 – $10,495.17 |
| Advocate Good Samaritan Hospital | Downers Grove | not published | $8,818.69 – $25,111.00 |
| UnityPoint Health - Trinity Moline | Rock Island | not published | $4,538.91 – $9,730.97 |
| Uchicago Medicine Adventhealth La Grange | La Grange | not published | $2,414.00 – $10,495.17 |