Chrom analysis at HCA FLORIDA MERCY HOSPITAL
3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479
$1,071.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,071.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.46 with HUMANA vs $1,285.20 with AIDS Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA | MGMCRHMO | $34.46 | ↓ -97% |
| HUMANA | MGMCRPPO | $34.46 | ↓ -97% |
| Humana | TRICR | $34.66 | ↓ -97% |
| Devoted Health | MCR | $34.81 | ↓ -97% |
| Veterans Evaluation Services | MCR | $34.81 | ↓ -97% |
| United | AllPayerAppendix | $34.81 | ↓ -97% |
| Kindred Hospice | FEDERAL | $34.81 | ↓ -97% |
| Wellmed | MGMCR | $34.81 | ↓ -97% |
| NDMS Definitive Care | MGMCR | $34.81 | ↓ -97% |
| United Behavioral Health | VACCN | $34.81 | ↓ -97% |
| Leon Health | MCR | $34.81 | ↓ -97% |
| CarePlus SFL | MGMCR | $34.81 | ↓ -97% |
| Cigna HealthSpring | MGMCR | $34.81 | ↓ -97% |
| United | GVT | $34.81 | ↓ -97% |
| BCBS | MCRPPO | $35.51 | ↓ -97% |
| BCBS | MCRHMO | $35.51 | ↓ -97% |
| United | MCR | $35.51 | ↓ -97% |
| Aetna | MCR | $35.85 | ↓ -97% |
| Prominence HealthFirst | MCRHMO | $36.55 | ↓ -97% |
| Oscar | MCR | $36.55 | ↓ -97% |
| Sunshine State | MCR | $36.55 | ↓ -97% |
| American Health Plan | MCR | $36.90 | ↓ -97% |
| Florida Complete Care | MCR | $37.25 | ↓ -97% |
| Align | MCR | $37.25 | ↓ -97% |
| AvMed | MCR | $37.59 | ↓ -96% |
| Centurion | GVT | $38.29 | ↓ -96% |
| Doctors Healthcare Plan | MCR | $38.29 | ↓ -96% |
| Sunshine State | MCD | $38.29 | ↓ -96% |
| Gold Kidney | MCR | $38.99 | ↓ -96% |
| Longevity Health Plan | MCR | $41.77 | ↓ -96% |
| AmeriHealth Caritas | MGMCR | $41.77 | ↓ -96% |
| Oscar | HIX | $49.08 | ↓ -95% |
| Solis Health Plan | MCR | $50.47 | ↓ -95% |
| AmeriHealth Caritas | HIX | $52.22 | ↓ -95% |
| Optimum | MGMCR | $92.11 | ↓ -91% |
| Freedom Health | MGMCR | $92.11 | ↓ -91% |
| AvMed | HIX | $128.52 | ↓ -88% |
| Simply Healthcare Plans | MGMCR | $139.23 | ↓ -87% |
| Freedom Health | MGMCD | $171.36 | ↓ -84% |
| Molina | MCR | $203.49 | ↓ -81% |
| AvMed | FullyInsured | $224.91 | ↓ -79% |
| Humana | HMO | $224.91 | ↓ -79% |
| Health Sun Health Plan | MGMCR | $228.12 | ↓ -79% |
| AIDS Healthcare | MGMCR | $235.62 | ↓ -78% |
| MMM of FL (Health Advantage Plan) | MCR | $246.33 | ↓ -77% |
| United PPO | OptionsPPO | $253.83 | ↓ -76% |
| AvMed | ASOEO | $257.04 | ↓ -76% |
| Sunshine State Health Plan | QHP | $278.46 | ↓ -74% |
| AvMed | Select | $278.46 | ↓ -74% |
| AvMed | Empower | $278.46 | ↓ -74% |
| AvMed | Engage | $278.46 | ↓ -74% |
| AvMed | Flex | $278.46 | ↓ -74% |
| AvMed | Focus | $278.46 | ↓ -74% |
| Molina | HIX | $289.17 | ↓ -73% |
| Aetna | ASA | $321.30 | ↓ -70% |
| Humana | PPO | $364.14 | ↓ -66% |
| United | GlobalBenefitPlanAppendix | $481.95 | ↓ -55% |
| AvMed | JacksonFirstNetworkOON | $535.50 | ↓ -50% |
| AvMed | JHSSelectHMO | $535.50 | ↓ -50% |
| AvMed | MDCSelectOON | $535.50 | ↓ -50% |
| Prime Health Sherriff | COMM | $535.50 | ↓ -50% |
| Plotkin Health | COMM | $535.50 | ↓ -50% |
| Medica HealthCare | MCR | $631.89 | ↓ -41% |
| Multiplan | COMMPPOPRIMARYNETWORK | $803.25 | ↓ -25% |
| Evernorth BH | COMM | $856.80 | ↓ -20% |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $910.35 | ↓ -15% |
| AIDS Healthcare | MGMCD | $1,285.20 | ↑ +20% |
| Aetna | HMO | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Chrom analysis at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Baptist Hospital | MIAMI | $32.50 | $8.65 – $45.00 |
| West Kendall Baptist Hospital | MIAMI | $32.50 | $8.55 – $45.00 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $350.00 | $27.85 – $50.47 |
| Adventhealth Port Charlotte | Port Charlotte | $232.62 | $34.81 – $63.56 |
| martin north hospital | Stuart | $89.05 | $23.49 – $102.75 |
| Bethesda Hospital East | BOYNTON BEACH | $32.50 | $10.05 – $45.00 |
| Boca Raton Regional Hospital | BOCA RATON | $174.20 | $34.81 – $130.60 |
| Doctors Hospital | CORAL GABLES | $32.50 | $8.75 – $45.00 |