Chrom analysis at HCA FLORIDA NORTHWEST HOSPITAL

2801 NORTH STATE ROAD 7, MARGATE, FL · HCA Florida Healthcare · · NPI 1063466563

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$769.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$769.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.46 with HUMANA vs $653.65 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRHMO $34.46 ↓ -96%
HUMANA MGMCRPPO $34.46 ↓ -96%
Humana TRICR $34.66 ↓ -95%
CarePlus SFL MGMCR $34.81 ↓ -95%
United AllPayerAppendix $34.81 ↓ -95%
Devoted Health MCR $34.81 ↓ -95%
Wellmed MGMCR $34.81 ↓ -95%
United GVT $34.81 ↓ -95%
Veterans Evaluation Services MCR $34.81 ↓ -95%
NDMS Definitive Care MGMCR $34.81 ↓ -95%
BCBS MCRHMO $35.51 ↓ -95%
BCBS MCRPPO $35.51 ↓ -95%
United MCR $35.51 ↓ -95%
Aetna MCR $35.85 ↓ -95%
Oscar MCR $36.55 ↓ -95%
Sunshine State MCR $36.55 ↓ -95%
Prominence HealthFirst MCRHMO $36.55 ↓ -95%
AvMed MCR $36.55 ↓ -95%
American Health Plan MCR $36.90 ↓ -95%
Align MCR $37.25 ↓ -95%
Florida Complete Care MCR $37.25 ↓ -95%
Cigna HealthSpring MGMCR $37.25 ↓ -95%
Doctors Healthcare Plan MCR $38.29 ↓ -95%
Centurion GVT $38.29 ↓ -95%
Sunshine State MCD $38.29 ↓ -95%
Gold Kidney MCR $38.99 ↓ -95%
Longevity Health Plan MCR $41.77 ↓ -95%
AmeriHealth Caritas MGMCR $41.77 ↓ -95%
Simply Healthcare HIX $44.21 ↓ -94%
Oscar HIX $49.08 ↓ -94%
Solis Health Plan MCR $50.47 ↓ -93%
AmeriHealth Caritas HIX $52.22 ↓ -93%
Freedom Health MGMCR $66.13 ↓ -91%
Optimum MGMCR $66.13 ↓ -91%
Simply Healthcare Plans MGMCR $99.97 ↓ -87%
AvMed HIX $99.97 ↓ -87%
Freedom Health MGMCD $123.04 ↓ -84%
Molina MCR $146.11 ↓ -81%
Humana HMO $161.49 ↓ -79%
AvMed FullyInsured $161.49 ↓ -79%
Health Sun Health Plan MGMCR $163.80 ↓ -79%
MMM of FL (Health Advantage Plan) MCR $176.87 ↓ -77%
United PPO OptionsPPO $182.25 ↓ -76%
AvMed ASOEO $184.56 ↓ -76%
AvMed Engage $199.94 ↓ -74%
AvMed Select $199.94 ↓ -74%
AvMed Empower $199.94 ↓ -74%
AvMed Flex $199.94 ↓ -74%
AvMed Focus $199.94 ↓ -74%
Sunshine State Health Plan QHP $203.02 ↓ -74%
Molina HIX $207.63 ↓ -73%
AvMed JHSSelect $215.32 ↓ -72%
AvMed MDCSelect $215.32 ↓ -72%
Aetna ASA $230.70 ↓ -70%
Humana PPO $261.46 ↓ -66%
BLIS COMM $269.15 ↓ -65%
United GlobalBenefitPlanAppendix $346.05 ↓ -55%
Plotkin Health COMM $384.50 ↓ -50%
Prime Health Sherriff COMM $384.50 ↓ -50%
AvMed JacksonFirstNetworkOON $384.50 ↓ -50%
Medica HealthCare MCR $446.02 ↓ -42%
Multiplan COMMPPOPRIMARYNETWORK $576.75 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $653.65 ↓ -15%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Chrom analysis at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $350.00 $27.85 – $50.47
Adventhealth Port Charlotte Port Charlotte $232.62 $34.81 – $63.56
martin north hospital Stuart $89.05 $23.49 – $102.75
Baptist Hospital MIAMI $32.50 $8.65 – $45.00
Bethesda Hospital East BOYNTON BEACH $32.50 $10.05 – $45.00
Boca Raton Regional Hospital BOCA RATON $174.20 $34.81 – $130.60
Doctors Hospital CORAL GABLES $32.50 $8.75 – $45.00
Baptist Health Hospital Doral SOUTH MIAMI $32.50 $8.70 – $45.00

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