Chrom analysis at Adventhealth Port Charlotte
2500 Harbor Blvd, Port Charlotte, FL · AdventHealth · · NPI 1760299093
$232.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$232.62
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.81 with Alignment Health Plan vs $63.56 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Alignment Health Plan | Medicare Managed Care Plan | $34.81 | ↓ -85% |
| Freedom Health | Medicare Managed Care - HMO | $35.51 | ↓ -85% |
| BCBS | Medicare Managed Care - HMO | $35.85 | ↓ -85% |
| Aetna | Medicare Managed Care - HMO/PPO | $36.20 | ↓ -84% |
| Simply Healthcare | Medicare Managed Care - HMO | $36.90 | ↓ -84% |
| UnitedHealthCare | Medicare Managed Care - HMO/PPO | $37.21 | ↓ -84% |
| Devoted Health | Medicare Managed Care - HMO/PPO | $37.25 | ↓ -84% |
| Wellcare | Medicare Managed Care - HMO/PPO | $38.99 | ↓ -83% |
| Oscar | Individual EPO | $63.56 | ↓ -73% |
Visitor-reported prices
Comments
Chrom analysis at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $350.00 | $27.85 – $50.47 |
| martin north hospital | Stuart | $89.05 | $23.49 – $102.75 |
| Baptist Hospital | MIAMI | $32.50 | $8.65 – $45.00 |
| Bethesda Hospital East | BOYNTON BEACH | $32.50 | $10.05 – $45.00 |
| Boca Raton Regional Hospital | BOCA RATON | $174.20 | $34.81 – $130.60 |
| Doctors Hospital | CORAL GABLES | $32.50 | $8.75 – $45.00 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $32.50 | $8.70 – $45.00 |
| Fishermens Community Hospital | MARATHON | $32.50 | $8.35 – $45.00 |