Trauma partial team response w/critical care services level 4 at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$3,074.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,995.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,111.82 with Aetna vs $3,865.45 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $1,111.82 | ↓ -64% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $1,235.35 | ↓ -60% |
| Banner Health | Banner Choice Plus/Banner Select | $1,235.35 | ↓ -60% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $1,235.35 | ↓ -60% |
| Medicare | Traditional Medicare | $1,235.35 | ↓ -60% |
| Medica | Medicare Advantage | $1,235.35 | ↓ -60% |
| United Healthcare | UHC Medicare Advantage | $1,329.76 | ↓ -57% |
| Clear Spring Health | Medicare Advantage | $1,329.76 | ↓ -57% |
| Longevity | Medicare Advantage | $1,369.65 | ↓ -55% |
| Humana | Medicare Advantage | $1,409.55 | ↓ -54% |
| Devoted Health Services | Medicare Advantage | $1,462.74 | ↓ -52% |
| Assist Health Group | AHG Specialty Network | $1,482.42 | ↓ -52% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,937.11 | ↓ -37% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $2,110.85 | ↓ -31% |
| United Healthcare | Colorado Navigate/Colorado Option | $2,311.30 | ↓ -25% |
| Denver Health Medical Plan | Commercial | $2,412.92 | ↓ -22% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $2,940.13 | ↓ -4% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $3,028.20 | ↓ -2% |
| Medica | Commercial | $3,319.51 | ↑ +8% |
| United Healthcare | Colorado Doctor's Plan | $3,399.20 | ↑ +11% |
| Apostrophe, Inc. | Commercial | $3,586.50 | ↑ +17% |
| First Choice Health Network | Commercial | $3,586.50 | ↑ +17% |
| Aetna | Commercial/Medical Rental | $3,706.05 | ↑ +21% |
| United Healthcare | Commercial | $3,777.78 | ↑ +23% |
| First Choice of the Midwest | Commercial | $3,785.75 | ↑ +23% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $3,785.75 | ↑ +23% |
| Hue Health, Inc | Medicare Advantage | $3,785.75 | ↑ +23% |
| Multiplan | Commercial | $3,865.45 | ↑ +26% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Trauma partial team response w/critical care services level 4 at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $1,766.84 | $1,082.40 – $3,191.42 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $3,571.20 | $1,182.20 – $4,370.00 |
| East Morgan County Hospital | Brush | $2,772.29 | $1,112.50 – $2,560.80 |
| AdventHealth Porter | Denver | $20,857.72 | not published |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $9,580.00 | $2,106.72 – $2,195.42 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $8,850.00 | $2,106.72 – $2,195.42 |
| AdventHealth Littleton | Littleton | $20,857.72 | $1,377.94 – $2,601.22 |
| AdventHealth Avista | Louisville | $20,857.72 | not published |