Trauma partial team response w/critical care services level 4 at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$1,766.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,965.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,082.40 with Banner Health vs $3,191.42 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $1,082.40 | ↓ -39% |
| United Healthcare | UHC Medicare Advantage | $1,289.87 | ↓ -27% |
| Clear Spring Health | Medicare Advantage | $1,329.76 | ↓ -25% |
| Medica | Medicare Advantage | $1,329.76 | ↓ -25% |
| Medicare | Traditional Medicare | $1,329.76 | ↓ -25% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $1,329.76 | ↓ -25% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,329.76 | ↓ -25% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $1,329.76 | ↓ -25% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $1,329.76 | ↓ -25% |
| Humana | Medicare Advantage | $1,369.65 | ↓ -22% |
| Longevity | Medicare Advantage | $1,369.65 | ↓ -22% |
| Devoted Health Services | Medicare Advantage | $1,396.25 | ↓ -21% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $1,420.32 | ↓ -20% |
| United Healthcare | UHC Colorado Doctors Plan | $1,584.00 | ↓ -10% |
| Assist Health Group | AHG Specialty Network | $1,595.71 | ↓ -10% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $1,690.39 | ↓ -4% |
| Hue Health, Inc | Medicare Advantage | $1,848.00 | ↑ +5% |
| United Healthcare | UHC Exchange | $1,961.52 | ↑ +11% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $2,085.06 | ↑ +18% |
| United Healthcare | Commercial | $2,180.64 | ↑ +23% |
| Medica | Commercial | $2,199.12 | ↑ +24% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $2,229.22 | ↑ +26% |
| Apostrophe, Inc. | Commercial | $2,244.00 | ↑ +27% |
| Decent Health | Commercial | $2,244.00 | ↑ +27% |
| Aetna | Commercial | $2,320.56 | ↑ +31% |
| First Choice Health Network | Commercial | $2,376.00 | ↑ +34% |
| Denver Health Medical Plan | Commercial | $2,376.68 | ↑ +35% |
| Multiplan | Commercial | $2,481.60 | ↑ +40% |
| First Choice of the Midwest | Commercial | $2,508.00 | ↑ +42% |
| Centivo | Self-Funded | $3,191.42 | ↑ +81% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Trauma partial team response w/critical care services level 4 at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $3,571.20 | $1,182.20 – $4,370.00 |
| Sterling Regional Medical Center | Sterling | $3,074.48 | $1,111.82 – $3,865.45 |
| East Morgan County Hospital | Brush | $2,772.29 | $1,112.50 – $2,560.80 |
| AdventHealth Porter | Denver | $20,857.72 | not published |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $9,580.00 | $2,106.72 – $2,195.42 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $8,850.00 | $2,106.72 – $2,195.42 |
| AdventHealth Littleton | Littleton | $20,857.72 | $1,377.94 – $2,601.22 |
| AdventHealth Avista | Louisville | $20,857.72 | not published |