Trauma partial team response w/critical care services level 4 at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$3,571.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,520.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,182.20 with Banner Health vs $9,694.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $1,182.20 | ↓ -67% |
| United Healthcare | UHC Medicare Advantage | $1,291.49 | ↓ -64% |
| Clear Spring Health | Medicare Advantage | $1,331.43 | ↓ -63% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $1,331.43 | ↓ -63% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $1,331.43 | ↓ -63% |
| Medicare | Traditional Medicare | $1,331.43 | ↓ -63% |
| Medica | Medicare Advantage | $1,331.43 | ↓ -63% |
| Longevity | Medicare Advantage | $1,371.37 | ↓ -62% |
| Humana | Medicare Advantage | $1,371.37 | ↓ -62% |
| Devoted Health Services | Medicare Advantage | $1,398.00 | ↓ -61% |
| Assist Health Group | AHG Specialty Network | $1,597.72 | ↓ -55% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $2,087.68 | ↓ -42% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $2,152.80 | ↓ -40% |
| Denver Health Medical Plan | Commercial | $2,379.80 | ↓ -33% |
| Coventry | Auto | $2,622.00 | ↓ -27% |
| United Healthcare | UHC Colorado Doctors Plan | $2,925.60 | ↓ -18% |
| Centivo | Self-Funded | $3,195.43 | ↓ -11% |
| Hue Health, Inc | Medicare Advantage | $3,220.00 | ↓ -10% |
| United Healthcare | UHC Exchange | $3,661.60 | ↑ +3% |
| Coventry | Workers Comp | $3,680.00 | ↑ +3% |
| Medica | Commercial | $3,831.80 | ↑ +7% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $3,864.00 | ↑ +8% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $3,910.00 | ↑ +9% |
| Apostrophe, Inc. | Commercial | $3,910.00 | ↑ +9% |
| Decent Health | Commercial | $3,910.00 | ↑ +9% |
| Aetna | Commercial | $4,043.40 | ↑ +13% |
| United Healthcare | Commercial | $4,066.40 | ↑ +14% |
| Multiplan | Commercial | $4,324.00 | ↑ +21% |
| First Choice of the Midwest | Commercial | $4,370.00 | ↑ +22% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $9,694.00 | ↑ +171% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Trauma partial team response w/critical care services level 4 at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $1,766.84 | $1,082.40 – $3,191.42 |
| Sterling Regional Medical Center | Sterling | $3,074.48 | $1,111.82 – $3,865.45 |
| East Morgan County Hospital | Brush | $2,772.29 | $1,112.50 – $2,560.80 |
| AdventHealth Porter | Denver | $20,857.72 | not published |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $9,580.00 | $2,106.72 – $2,195.42 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $8,850.00 | $2,106.72 – $2,195.42 |
| AdventHealth Littleton | Littleton | $20,857.72 | $1,377.94 – $2,601.22 |
| AdventHealth Avista | Louisville | $20,857.72 | not published |