Microsatellite instability at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$168.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$482.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$313.72 with Aetna vs $883.58 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $313.72 | ↑ +86% |
| Aetna | Medicare Managed Care Plan | $348.56 | ↑ +107% |
| Humana | Medicare Managed Care Plan | $355.53 | ↑ +111% |
| Caremore | Medicare Managed Care Plan | $383.42 | ↑ +127% |
| La Care Health Plan | Covered Ca Exchange | $453.13 | ↑ +169% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $494.40 | ↑ +193% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $556.75 | ↑ +230% |
| Cigna | Oa/Oap Hmo/Pos | $629.84 | ↑ +273% |
| Healthnet | Ambetter Hmo | $644.84 | ↑ +282% |
| Unitedhealthcare | All Commercial Plans | $697.12 | ↑ +313% |
| First Health/Coventry | Coventry All Commercial Plans | $697.12 | ↑ +313% |
| Unitedhealthcare | Select/Navigate Hmo | $697.12 | ↑ +313% |
| Healthnet | Ambetter Ppo | $745.92 | ↑ +342% |
| Blue Cross | All Commercial Plans | $834.27 | ↑ +395% |
| Cigna | Ppo | $883.58 | ↑ +424% |
Visitor-reported prices
Comments
Microsatellite instability at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $213.75 | $67.42 – $924.82 |
| Banner Lassen Medical Center | Susanville | $253.01 | $69.71 – $437.47 |
| Arroyo Grande Hospital | Santa Maria | $203.30 | $124.85 – $898.08 |
| French Hospital | San Luis Obispo | $186.20 | $67.42 – $1,055.77 |
| Mercy Hospitals – Bakersfield | Bakersfield | $172.52 | $232.50 – $1,001.62 |
| Bakersfield Memorial Hospital | Bakersfield | $170.66 | $232.50 – $1,001.62 |
| St. Joseph's Medical Center Stockton | Stockton | $136.71 | $97.65 – $465.00 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $361.77 | $221.52 – $417.48 |