Microsatellite instability at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$186.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$475.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$67.42 with MHS HSPCC vs $1,055.77 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS HSPCC | Commercial|All Plans | $67.42 | ↓ -64% |
| Western Growers | Commercial|All Plans | $124.85 | ↓ -33% |
| Health Net | Commercial|FFS | $139.84 | ↓ -25% |
| Kaiser | Commercial|All Plans | $154.82 | ↓ -17% |
| Healthsmart | Commercial|All Plans | $212.25 | ↑ +14% |
| First Health | Commercial|All Plans | $212.25 | ↑ +14% |
| BCBS - Anthem | Commercial|Non-MCS | $234.72 | ↑ +26% |
| BCBS - Anthem | Commercial|MCS | $239.72 | ↑ +29% |
| MultiPlan | Commercial|All Plans | $244.71 | ↑ +31% |
| United | Commercial|HMO | $249.70 | ↑ +34% |
| United | Commercial|Non-Options PPO | $249.70 | ↑ +34% |
| Health Net | Medicare|All Plans | $249.70 | ↑ +34% |
| Kaiser | Medicare|All Plans | $249.70 | ↑ +34% |
| BCBS - Anthem | Medicaid|All Plans | $249.70 | ↑ +34% |
| BCBS - Anthem | Medicare|All Plans | $249.70 | ↑ +34% |
| Humana | Commercial|All Plans | $249.70 | ↑ +34% |
| Humana | Medicare|All Plans | $249.70 | ↑ +34% |
| Aetna | Medicare|All Plans | $249.70 | ↑ +34% |
| Aetna | Commercial|Gatekeeper | $249.70 | ↑ +34% |
| Aetna | Commercial|Non-Gatekeeper | $249.70 | ↑ +34% |
| Molina | Medicaid|< 21 | $249.70 | ↑ +34% |
| Molina | Medicaid|> 21 | $249.70 | ↑ +34% |
| United | Commercial|All Other Plans | $249.70 | ↑ +34% |
| United | Medicare|All Plans | $249.70 | ↑ +34% |
| CenCal | Medicaid|> 21 | $249.70 | ↑ +34% |
| MHS Hospice | Commercial|All Plans | $249.70 | ↑ +34% |
| Partnership Health Plan | Medicaid|< 21 | $249.70 | ↑ +34% |
| Partnership Health Plan | Medicaid|> 21 | $249.70 | ↑ +34% |
| Alignment | Medicare|All Plans | $249.70 | ↑ +34% |
| Blue Shield CA | Medicare|All Plans | $249.70 | ↑ +34% |
| CenCal | Medicaid|< 21 | $249.70 | ↑ +34% |
| Health Net | Medicaid|< 21 | $307.14 | ↑ +65% |
| Health Net | Medicaid|> 21 | $307.14 | ↑ +65% |
| Cigna | Commercial|PPO | $1,055.77 | ↑ +467% |
| Cigna | Commercial|All Other Plans | $1,055.77 | ↑ +467% |
Visitor-reported prices
Comments
Microsatellite instability at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $213.75 | $67.42 – $924.82 |
| Banner Lassen Medical Center | Susanville | $253.01 | $69.71 – $437.47 |
| Arroyo Grande Hospital | Santa Maria | $203.30 | $124.85 – $898.08 |
| Mercy Hospitals – Bakersfield | Bakersfield | $172.52 | $232.50 – $1,001.62 |
| Bakersfield Memorial Hospital | Bakersfield | $170.66 | $232.50 – $1,001.62 |
| St. Joseph's Medical Center Stockton | Stockton | $136.71 | $97.65 – $465.00 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $361.77 | $221.52 – $417.48 |
| Northridge Hospital Medical Center | Northridge | $361.59 | $116.25 – $635.50 |