Microsatellite instability at Bakersfield Memorial Hospital

420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$170.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$465.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$232.50 with Western Growers vs $1,001.62 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $232.50 ↑ +36%
Kaiser Medicaid|> 21 $256.67 ↑ +50%
Kaiser Medicaid|< 21 $256.67 ↑ +50%
Care 1st Medicaid|< 21 $256.67 ↑ +50%
LA Care Medicaid|< 21 $256.67 ↑ +50%
Care 1st Medicaid|> 21 $256.67 ↑ +50%
Molina Medicaid|< 21 $256.67 ↑ +50%
Partnership Health Plan Medicaid|> 21 $256.67 ↑ +50%
LA Care Medicaid|> 21 $256.67 ↑ +50%
Partnership Health Plan Medicaid|< 21 $256.67 ↑ +50%
CHN Sun View Commercial|All Plans $302.25 ↑ +77%
BCBS - Anthem Commercial|PremerTiered $306.90 ↑ +80%
First Health Commercial|All Plans $325.50 ↑ +91%
BCBS - Anthem Medicaid|All Plans $338.80 ↑ +99%
BCBS - Anthem Commercial|Exchange $339.45 ↑ +99%
Kaiser Medicare|All Plans $348.56 ↑ +104%
Humana Medicare|All Plans $348.56 ↑ +104%
Aetna Medicare|All Plans $348.56 ↑ +104%
United Medicare|All Plans $348.56 ↑ +104%
Health Net Medicare|All Plans $348.56 ↑ +104%
BCBS - Anthem Medicare|All Other Plans $348.56 ↑ +104%
Blue Shield CA Medicare|All Plans $348.56 ↑ +104%
Scan Health Plan Medicare|All Plans $348.56 ↑ +104%
HPN Medicare|All Plans $348.56 ↑ +104%
Healthsmart Commercial|All Plans $353.40 ↑ +107%
Kern Health System Medicaid|> 21 $360.62 ↑ +111%
Kern Health System Medicaid|< 21 $360.62 ↑ +111%
MultiPlan Commercial|All Plans $367.35 ↑ +115%
BrightHealth Commercial|All Plans $369.47 ↑ +116%
BCBS - Anthem Medicare|Burn $383.42 ↑ +125%
BCBS - Anthem Commercial|All Other Plans $395.25 ↑ +132%
United Commercial|All Other Plans $418.27 ↑ +145%
United Commercial|Non-Options PPO $418.27 ↑ +145%
United Commercial|Options PPO $418.27 ↑ +145%
United Commercial|HMO $418.27 ↑ +145%
Aetna Commercial|HMO $465.00 ↑ +172%
BCBS - Anthem Commercial|MCS $465.00 ↑ +172%
Aetna Commercial|PPO $465.00 ↑ +172%
Health Net Medicaid|GemCare $465.00 ↑ +172%
Health Net Medicaid|Non-GemCare $465.00 ↑ +172%
Kaiser Commercial|All Plans $474.04 ↑ +178%
Cigna Commercial|PPO $1,001.62 ↑ +487%
Cigna Commercial|All Other Plans $1,001.62 ↑ +487%

Visitor-reported prices

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Microsatellite instability at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $172.52 $232.50 – $1,001.62
St. John's Camarillo Hospital Camarillo $213.75 $67.42 – $924.82
Banner Lassen Medical Center Susanville $253.01 $69.71 – $437.47
Arroyo Grande Hospital Santa Maria $203.30 $124.85 – $898.08
French Hospital San Luis Obispo $186.20 $67.42 – $1,055.77
St. Joseph's Medical Center Stockton Stockton $136.71 $97.65 – $465.00
Mercy Medical Center Mt. Shasta Mt Shasta $361.77 $221.52 – $417.48
Northridge Hospital Medical Center Northridge $361.59 $116.25 – $635.50

All California hospitals for this procedure →