Car seat/bed test 60 minutes at Providence Little Company of Mary Med Center Torrance
4101 Torrance Blvd, Torrance, CA · Providence · · NPI 1003084211
$69.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$198.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$28.24 with Blue Shield vs $177.15 with Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield | Hmo | $28.24 | ↓ -59% |
| Blue Shield | Medicare Managed Care Plan | $33.47 | ↓ -52% |
| Blue Shield | Epn/Ifp Benefit Exchange | $34.90 | ↓ -50% |
| Blue Shield | Tandem Ppo/Blue High Performance Ppo/Epo | $37.85 | ↓ -45% |
| Blue Shield | Ppo/Epo | $42.22 | ↓ -39% |
| Aetna | Medicare Managed Care Plan | $48.04 | ↓ -31% |
| Humana | Medicare Managed Care Plan | $49.00 | ↓ -29% |
| Blue Cross | Anthem Vivity City Of La Other Commercial Plan | $50.33 | ↓ -27% |
| Caremore | Medicare Managed Care Plan | $52.84 | ↓ -24% |
| Blue Cross | Anthem Vivity Non City Of La Other Commercial Plan | $56.69 | ↓ -18% |
| La Care Health Plan | Covered Ca Exchange | $62.45 | ↓ -10% |
| Healthnet | Ambetter Hmo | $88.87 | ↑ +28% |
| Healthnet | Ambetter Ppo | $102.80 | ↑ +48% |
| Blue Cross | All Commercial Plans | $177.15 | ↑ +156% |
Visitor-reported prices
Comments
Car seat/bed test 60 minutes at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $58.70 | $32.24 – $104.52 |
| Arroyo Grande Hospital | Santa Maria | $96.30 | $49.87 – $220.50 |
| French Hospital | San Luis Obispo | $88.20 | $49.87 – $220.50 |
| Mercy Hospitals – Bakersfield | Bakersfield | $40.07 | $49.87 – $83.20 |
| Bakersfield Memorial Hospital | Bakersfield | $39.64 | $49.87 – $82.16 |
| Queen of The Valley Medical Center | Napa | $54.57 | $53.03 – $345.18 |
| St. Joseph's Medical Center Stockton | Stockton | $27.64 | $19.74 – $78.96 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $87.84 | $40.83 – $88.87 |