Car seat/bed test 60 minutes at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$40.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$108.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.87 with Humana vs $111.71 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare|All Plans $49.87 ↑ +24%
Aetna Medicare|All Plans $49.87 ↑ +24%
United Medicare|All Plans $49.87 ↑ +24%
Kaiser Medicare|All Plans $49.87 ↑ +24%
BCBS - Anthem Medicare|All Plans $49.87 ↑ +24%
Blue Shield CA Medicare|All Plans $49.87 ↑ +24%
HPN Medicare|All Plans $49.87 ↑ +24%
Western Growers Commercial|All Plans $52.00 ↑ +30%
HPN Commercial|All Plans $54.86 ↑ +37%
BCBS - Anthem Commercial|Exchange $65.52 ↑ +64%
CHN Sun View Commercial|All Plans $67.60 ↑ +69%
First Health Commercial|All Plans $72.80 ↑ +82%
Healthsmart Commercial|All Plans $79.04 ↑ +97%
United Commercial|Options PPO $81.12 ↑ +102%
United Commercial|All Other Plans $81.12 ↑ +102%
United Commercial|Non-Options PPO $82.16 ↑ +105%
MultiPlan Commercial|All Plans $83.20 ↑ +108%
BCBS - Anthem Commercial|All Other Plans $89.44 ↑ +123%
United Commercial|HMO $97.76 ↑ +144%
BCBS - Anthem Commercial|MCS $104.00 ↑ +160%
Kaiser Commercial|All Plans $111.71 ↑ +179%

Visitor-reported prices

visitor-reported
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Car seat/bed test 60 minutes at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $39.64 $49.87 – $82.16
St. John's Camarillo Hospital Camarillo $58.70 $32.24 – $104.52
Arroyo Grande Hospital Santa Maria $96.30 $49.87 – $220.50
French Hospital San Luis Obispo $88.20 $49.87 – $220.50
Queen of The Valley Medical Center Napa $54.57 $53.03 – $345.18
St. Joseph's Medical Center Stockton Stockton $27.64 $19.74 – $78.96
Providence Mission Hospital - Mission Viejo Mission Viejo $87.84 $40.83 – $88.87
Mercy Medical Center Mt. Shasta Mt Shasta $88.70 $27.36 – $111.72

All California hospitals for this procedure →