Car seat/bed test 60 minutes at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$88.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$225.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$39.06 with MHS Hospice vs $220.50 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS Hospice | Commercial|All Plans | $39.06 | ↓ -56% |
| Humana | Medicare|All Plans | $49.87 | ↓ -43% |
| Humana | Commercial|All Plans | $49.87 | ↓ -43% |
| Aetna | Medicare|All Plans | $49.87 | ↓ -43% |
| Blue Shield CA | Medicare|All Plans | $49.87 | ↓ -43% |
| United | Medicare|All Plans | $49.87 | ↓ -43% |
| Alignment | Medicare|All Plans | $49.87 | ↓ -43% |
| Health Net | Medicare|All Plans | $49.87 | ↓ -43% |
| Kaiser | Medicare|All Plans | $49.87 | ↓ -43% |
| BCBS - Anthem | Medicare|All Plans | $49.87 | ↓ -43% |
| MHS HSPCC | Commercial|All Plans | $60.75 | ↓ -31% |
| Western Growers | Commercial|All Plans | $112.50 | ↑ +28% |
| Health Net | Commercial|FFS | $126.00 | ↑ +43% |
| Kaiser | Commercial|All Plans | $139.50 | ↑ +58% |
| Healthsmart | Commercial|All Plans | $191.25 | ↑ +117% |
| First Health | Commercial|All Plans | $191.25 | ↑ +117% |
| United | Commercial|Non-Options PPO | $207.00 | ↑ +135% |
| BCBS - Anthem | Commercial|Non-MCS | $211.50 | ↑ +140% |
| BCBS - Anthem | Commercial|MCS | $216.00 | ↑ +145% |
| MultiPlan | Commercial|All Plans | $220.50 | ↑ +150% |
Visitor-reported prices
Comments
Car seat/bed test 60 minutes at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $58.70 | $32.24 – $104.52 |
| Arroyo Grande Hospital | Santa Maria | $96.30 | $49.87 – $220.50 |
| Mercy Hospitals – Bakersfield | Bakersfield | $40.07 | $49.87 – $83.20 |
| Bakersfield Memorial Hospital | Bakersfield | $39.64 | $49.87 – $82.16 |
| Queen of The Valley Medical Center | Napa | $54.57 | $53.03 – $345.18 |
| St. Joseph's Medical Center Stockton | Stockton | $27.64 | $19.74 – $78.96 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $87.84 | $40.83 – $88.87 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $88.70 | $27.36 – $111.72 |