Membrane collgn porcine maci w/autologous cult chondrocytes at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$35,455.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$120,597.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31,355.22 with Kaiser vs $221,691.13 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|All Other Plans $31,355.22 ↓ -12%
Kaiser Commercial|Affiliated Payers $31,355.22 ↓ -12%
HPSJ Medicaid|> 21 $39,797.01 ↑ +12%
Health Plan of San Joaquin Medicaid|All Plans $39,797.01 ↑ +12%
Sutter UMR Commercial|All Plans $54,268.65 ↑ +53%
Healthsmart Commercial|All Plans $72,358.20 ↑ +104%
Health Net Commercial|Care Product $75,037.08 ↑ +112%
BCBS - Anthem Commercial|Exchange $78,388.05 ↑ +121%
Blue Shield CA Commercial|Exchange $78,986.40 ↑ +123%
Blue Shield CA Commercial|All Other Plans $78,986.40 ↑ +123%
United Commercial|Non-Options PPO $79,081.20 ↑ +123%
Health Net Commercial|FFS $85,305.31 ↑ +141%
First Health Commercial|All Plans $86,829.84 ↑ +145%
MultiPlan Commercial|All Plans $98,889.54 ↑ +179%
BCBS - Anthem Commercial|Non-MCS $108,537.30 ↑ +206%
United Commercial|Options PPO $120,116.70 ↑ +239%
United Commercial|HMO $120,116.70 ↑ +239%
United Commercial|All Other Plans $120,116.70 ↑ +239%
BCBS - Anthem Commercial|MCS $120,597.00 ↑ +240%
Cigna Commercial|PPO $221,691.13 ↑ +525%
Cigna Commercial|All Other Plans $221,691.13 ↑ +525%

Visitor-reported prices

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Membrane collgn porcine maci w/autologous cult chondrocytes at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $74,569.15 $38,582.94 – $160,796.00
Bakersfield Memorial Hospital Bakersfield $73,765.17 $50,248.75 – $200,995.00
Mercy Medical Center Merced Merced $39,334.16 $19,094.25 – $76,377.00
Dominican Hospital Santa Cruz $131,891.85 $79,081.20 – $293,093.00
Sequoia Hospital Redwood City $85,304.50 $51,557.66 – $234,353.00
Mercy San Juan Medical Center Carmichael $84,468.72 $33,910.80 – $255,872.40
Mercy General Hospital Sacramento $67,205.04 $51,975.00 – $246,624.00
Mercy Hospital of Folsom Folsom $119,920.92 $33,910.80 – $252,789.60

All California hospitals for this procedure →