Membrane collgn porcine maci w/autologous cult chondrocytes at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$119,920.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$308,280.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33,910.80 with WCMG vs $252,789.60 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $33,910.80 ↓ -72%
Health Net Commercial|EPPO $42,222.84 ↓ -65%
Western Health Advantage Commercial|All Plans $51,975.00 ↓ -57%
BCBS - Anthem Commercial|Connection EPO $56,883.64 ↓ -53%
BCBS - Anthem Commercial|All Other Plans $71,104.55 ↓ -41%
Blue Shield CA Commercial|Exchange $78,986.40 ↓ -34%
Blue Shield CA Commercial|HMO $78,986.40 ↓ -34%
Blue Shield CA Commercial|ACO Trio $78,986.40 ↓ -34%
Blue Shield CA Commercial|PPO Tandem $78,986.40 ↓ -34%
Blue Shield CA Commercial|CalPers $78,986.40 ↓ -34%
Blue Shield CA Commercial|ACO Trio CalPers $78,986.40 ↓ -34%
Blue Shield CA Commercial|All Other Plans $78,986.40 ↓ -34%
United Commercial|Non-Options PPO $79,081.20 ↓ -34%
Health Net Commercial|FFS $86,885.04 ↓ -28%
BCBS - Anthem Commercial|MCS $99,320.64 ↓ -17%
United Commercial|HMO $120,116.70 ↑ +0%
United Commercial|All Other Plans $120,116.70 ↑ +0%
Kaiser Medicaid|All Plans $126,394.80 ↑ +5%
Cigna Commercial|LocalPlus $156,164.01 ↑ +30%
Aetna Commercial|HMO $170,768.60 ↑ +42%
Aetna Commercial|PPO $170,768.60 ↑ +42%
Aetna Commercial|All Other Plans $170,768.60 ↑ +42%
Cigna Commercial|All Other Plans $208,263.44 ↑ +74%
Healthsmart Commercial|All Plans $231,210.00 ↑ +93%
First Health Commercial|All Plans $231,210.00 ↑ +93%
Kaiser Commercial|All Plans $243,541.20 ↑ +103%
Sutter Health Commercial|All Plans $246,624.00 ↑ +106%
MultiPlan Commercial|All Plans $252,789.60 ↑ +111%

Visitor-reported prices

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Membrane collgn porcine maci w/autologous cult chondrocytes at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $74,569.15 $38,582.94 – $160,796.00
Bakersfield Memorial Hospital Bakersfield $73,765.17 $50,248.75 – $200,995.00
St. Joseph's Medical Center Stockton Stockton $35,455.52 $31,355.22 – $221,691.13
Mercy Medical Center Merced Merced $39,334.16 $19,094.25 – $76,377.00
Dominican Hospital Santa Cruz $131,891.85 $79,081.20 – $293,093.00
Sequoia Hospital Redwood City $85,304.50 $51,557.66 – $234,353.00
Mercy San Juan Medical Center Carmichael $84,468.72 $33,910.80 – $255,872.40
Mercy General Hospital Sacramento $67,205.04 $51,975.00 – $246,624.00

All California hospitals for this procedure →