Membrane collgn porcine maci w/autologous cult chondrocytes at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$39,334.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$76,377.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19,094.25 with BCBS - Anthem vs $76,377.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|< 21 $19,094.25 ↓ -51%
BCBS - Anthem Medicaid|> 21 $19,094.25 ↓ -51%
Central California Alliance for Health Medicaid|All Plans $22,913.10 ↓ -42%
Healthsmart Commercial|All Plans $45,826.20 ↑ +17%
Cigna Commercial|All Other Plans $49,645.05 ↑ +26%
Cigna Commercial|PPO $49,645.05 ↑ +26%
Kaiser Commercial|All Plans $52,700.13 ↑ +34%
BCBS - Anthem Commercial|Exchange $54,991.44 ↑ +40%
First Health Commercial|All Plans $61,101.60 ↑ +55%
MultiPlan Commercial|All Plans $71,794.38 ↑ +83%
BCBS - Anthem Commercial|All Other Plans $71,794.38 ↑ +83%
Health Net Commercial|FFS $76,377.00 ↑ +94%
United Commercial|Non-Options PPO $76,377.00 ↑ +94%
United Commercial|Options PPO $76,377.00 ↑ +94%
United Commercial|HMO $76,377.00 ↑ +94%
Aetna Commercial|HMO $76,377.00 ↑ +94%
United Commercial|All Other Plans $76,377.00 ↑ +94%
BCBS - Anthem Commercial|MCS $76,377.00 ↑ +94%
Aetna Commercial|PPO $76,377.00 ↑ +94%
Aetna Commercial|All Other Plans $76,377.00 ↑ +94%
Blue Shield CA Commercial|All Other Plans $76,377.00 ↑ +94%
Blue Shield CA Commercial|Exchange $76,377.00 ↑ +94%
Health Net Commercial|Care Product $76,377.00 ↑ +94%

Visitor-reported prices

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Membrane collgn porcine maci w/autologous cult chondrocytes at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $74,569.15 $38,582.94 – $160,796.00
Bakersfield Memorial Hospital Bakersfield $73,765.17 $50,248.75 – $200,995.00
St. Joseph's Medical Center Stockton Stockton $35,455.52 $31,355.22 – $221,691.13
Dominican Hospital Santa Cruz $131,891.85 $79,081.20 – $293,093.00
Sequoia Hospital Redwood City $85,304.50 $51,557.66 – $234,353.00
Mercy San Juan Medical Center Carmichael $84,468.72 $33,910.80 – $255,872.40
Mercy General Hospital Sacramento $67,205.04 $51,975.00 – $246,624.00
Mercy Hospital of Folsom Folsom $119,920.92 $33,910.80 – $252,789.60

All California hospitals for this procedure →