Analysis gene f2 20210g>a variant at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$84.38

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$287.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.40 with Kaiser vs $384.81 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Commercial|Affiliated Payers $8.40 ↓ -90%
Kaiser Commercial|All Other Plans $8.40 ↓ -90%
Sutter UMR Commercial|All Plans $18.00 ↓ -79%
Healthsmart Commercial|All Plans $24.00 ↓ -72%
BCBS - Anthem Commercial|Exchange $26.40 ↓ -69%
First Health Commercial|All Plans $28.80 ↓ -66%
MultiPlan Commercial|All Plans $32.80 ↓ -61%
Medcore Commercial|Without ER $34.00 ↓ -60%
Medcore Commercial|With ER $34.00 ↓ -60%
BCBS - Anthem Commercial|Non-MCS $36.00 ↓ -57%
Alignment Health Medicare|All Plans $36.00 ↓ -57%
Cigna Medicare|All Plans $40.00 ↓ -53%
Kaiser Medicare|All Plans $40.00 ↓ -53%
BCBS - Anthem Medicare|All Plans $40.00 ↓ -53%
BCBS - Anthem Commercial|MCS $40.00 ↓ -53%
Blue Shield CA Medicare|All Plans $40.00 ↓ -53%
Scan Health Plan Medicare|All Plans $40.00 ↓ -53%
Hill Physicians Commercial|All Plans $40.00 ↓ -53%
Humana Medicare|All Plans $40.00 ↓ -53%
Aetna Commercial|All Other Plans $40.00 ↓ -53%
Aetna Commercial|PPO $40.00 ↓ -53%
Aetna Medicare|All Plans $40.00 ↓ -53%
Aetna Commercial|HMO $40.00 ↓ -53%
Molina Medicare|All Plans $40.00 ↓ -53%
United Commercial|All Other Plans $40.00 ↓ -53%
United Medicare|All Plans $40.00 ↓ -53%
United Commercial|HMO $40.00 ↓ -53%
United Commercial|Options PPO $40.00 ↓ -53%
United Commercial|Non-Options PPO $40.00 ↓ -53%
Cigna Commercial|PPO $384.81 ↑ +356%
Cigna Commercial|All Other Plans $384.81 ↑ +356%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Analysis gene f2 20210g>a variant at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton $22.84 $4.00 – $32.00
St. John's Camarillo Hospital Camarillo $17.52 $10.80 – $174.30
Banner Lassen Medical Center Susanville $17.95 $13.12 – $31.04
Petaluma Valley Hospital Petaluma $83.00 $64.38 – $247.31
Arroyo Grande Hospital Santa Maria $210.26 $7.62 – $169.26
Mark Twain Medical Center San Andreas $109.38 $21.66 – $40.00
French Hospital San Luis Obispo $192.57 $4.12 – $198.98
Mercy Hospitals – Bakersfield Bakersfield $14.84 $20.00 – $188.78

All California hospitals for this procedure →