Analysis gene f2 20210g>a variant at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$192.57
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$491.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.12 with MHS HSPCC vs $198.98 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS HSPCC | Commercial|All Plans | $4.12 | ↓ -98% |
| Western Growers | Commercial|All Plans | $7.62 | ↓ -96% |
| Health Net | Commercial|FFS | $8.53 | ↓ -96% |
| Kaiser | Commercial|All Plans | $9.45 | ↓ -95% |
| Healthsmart | Commercial|All Plans | $12.95 | ↓ -93% |
| First Health | Commercial|All Plans | $12.95 | ↓ -93% |
| BCBS - Anthem | Commercial|Non-MCS | $14.32 | ↓ -93% |
| BCBS - Anthem | Commercial|MCS | $14.63 | ↓ -92% |
| MultiPlan | Commercial|All Plans | $14.93 | ↓ -92% |
| United | Commercial|HMO | $15.23 | ↓ -92% |
| United | Commercial|Non-Options PPO | $15.23 | ↓ -92% |
| Health Net | Medicare|All Plans | $15.23 | ↓ -92% |
| Humana | Commercial|All Plans | $15.23 | ↓ -92% |
| Kaiser | Medicare|All Plans | $15.23 | ↓ -92% |
| BCBS - Anthem | Medicare|All Plans | $15.23 | ↓ -92% |
| Alignment | Medicare|All Plans | $15.23 | ↓ -92% |
| Blue Shield CA | Medicare|All Plans | $15.23 | ↓ -92% |
| MHS Hospice | Commercial|All Plans | $15.23 | ↓ -92% |
| Humana | Medicare|All Plans | $15.23 | ↓ -92% |
| Aetna | Medicare|All Plans | $15.23 | ↓ -92% |
| Aetna | Commercial|Gatekeeper | $15.23 | ↓ -92% |
| Aetna | Commercial|Non-Gatekeeper | $15.23 | ↓ -92% |
| United | Commercial|All Other Plans | $15.23 | ↓ -92% |
| United | Medicare|All Plans | $15.23 | ↓ -92% |
| Cigna | Commercial|PPO | $198.98 | ↑ +3% |
| Cigna | Commercial|All Other Plans | $198.98 | ↑ +3% |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $17.52 | $10.80 – $174.30 |
| Banner Lassen Medical Center | Susanville | $17.95 | $13.12 – $31.04 |
| Petaluma Valley Hospital | Petaluma | $83.00 | $64.38 – $247.31 |
| Arroyo Grande Hospital | Santa Maria | $210.26 | $7.62 – $169.26 |
| Mark Twain Medical Center | San Andreas | $109.38 | $21.66 – $40.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $14.84 | $20.00 – $188.78 |
| Bakersfield Memorial Hospital | Bakersfield | $14.68 | $20.00 – $188.78 |
| Queen of The Valley Medical Center | Napa | $83.00 | $65.69 – $312.53 |