Analysis gene f2 20210g>a variant at Banner Lassen Medical Center

1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$17.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$32.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.12 with United Healthcare vs $31.04 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $13.12 ↓ -27%
Banner Health Banner Choice Plus/Banner Select $13.12 ↓ -27%
Anthem Blue Cross California Medicare Advantage $13.14 ↓ -27%
Network Providers, LLC California Prison Health Care Services (CPHCS) $17.06 ↓ -5%
Imperial Health Plan of California, Inc Medi-Medi/Medicare Advantage $17.71 ↓ -1%
Blue Shield of California CalPERS PPO $27.84 ↑ +55%
Multiplan Commercial $28.80 ↑ +60%
United Healthcare Commercial $29.76 ↑ +66%
Cigna Healthcare & Life Insurance Company – WY Commercial $30.40 ↑ +69%
First Health Medical Rental $30.72 ↑ +71%
Coventry Workers Comp $30.72 ↑ +71%
Coventry Commercial $30.72 ↑ +71%
Health Net Medicare $31.04 ↑ +73%
Health Net Commercial Exchange $31.04 ↑ +73%

Visitor-reported prices

visitor-reported
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Analysis gene f2 20210g>a variant at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $17.52 $10.80 – $174.30
Petaluma Valley Hospital Petaluma $83.00 $64.38 – $247.31
Arroyo Grande Hospital Santa Maria $210.26 $7.62 – $169.26
Mark Twain Medical Center San Andreas $109.38 $21.66 – $40.00
French Hospital San Luis Obispo $192.57 $4.12 – $198.98
Mercy Hospitals – Bakersfield Bakersfield $14.84 $20.00 – $188.78
Bakersfield Memorial Hospital Bakersfield $14.68 $20.00 – $188.78
Queen of The Valley Medical Center Napa $83.00 $65.69 – $312.53

All California hospitals for this procedure →