Abdominal MRI (without contrast) at St. Joseph's Medical Center Stockton
1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931
$5,132.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17,458.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$273.91 with HPSJ vs $4,941.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HPSJ | Medicaid|> 21 | $273.91 | ↓ -95% |
| Kaiser | Medicaid|< 21 | $273.91 | ↓ -95% |
| Kaiser | Medicaid|> 21 | $273.91 | ↓ -95% |
| Health Plan of San Joaquin | Medicaid|All Plans | $273.91 | ↓ -95% |
| BCBS - Anthem | Medicaid|> 21 | $273.91 | ↓ -95% |
| BCBS - Anthem | Medicaid|< 21 | $273.91 | ↓ -95% |
| Medcore | Commercial|Without ER | $291.51 | ↓ -94% |
| Alignment Health | Medicare|All Plans | $308.65 | ↓ -94% |
| Blue Shield CA | Medicare|All Plans | $342.95 | ↓ -93% |
| Cigna | Medicare|All Plans | $342.95 | ↓ -93% |
| Kaiser | Medicare|All Plans | $342.95 | ↓ -93% |
| BCBS - Anthem | Medicare|All Plans | $342.95 | ↓ -93% |
| Hill Physicians | Commercial|All Plans | $342.95 | ↓ -93% |
| Aetna | Medicare|All Plans | $342.95 | ↓ -93% |
| Scan Health Plan | Medicare|All Plans | $342.95 | ↓ -93% |
| Molina | Medicare|All Plans | $342.95 | ↓ -93% |
| Humana | Medicare|All Plans | $342.95 | ↓ -93% |
| United | Medicare|All Plans | $342.95 | ↓ -93% |
| Medcore | Commercial|With ER | $342.95 | ↓ -93% |
| United | Commercial|HMO | $517.79 | ↓ -90% |
| United | Commercial|All Other Plans | $517.79 | ↓ -90% |
| United | Commercial|Options PPO | $517.79 | ↓ -90% |
| United | Commercial|Non-Options PPO | $517.79 | ↓ -90% |
| Kaiser | Commercial|Affiliated Payers | $623.28 | ↓ -88% |
| Kaiser | Commercial|All Other Plans | $623.28 | ↓ -88% |
| Health Net | Medicaid|All Plans | $676.56 | ↓ -87% |
| Aetna | Commercial|HMO | $1,141.35 | ↓ -78% |
| Aetna | Commercial|All Other Plans | $1,141.35 | ↓ -78% |
| Aetna | Commercial|PPO | $1,141.35 | ↓ -78% |
| Sutter UMR | Commercial|All Plans | $1,335.60 | ↓ -74% |
| BCBS - Anthem | Commercial|Exchange | $1,409.00 | ↓ -73% |
| Healthsmart | Commercial|All Plans | $1,780.80 | ↓ -65% |
| BCBS - Anthem | Commercial|Non-MCS | $1,930.00 | ↓ -62% |
| First Health | Commercial|All Plans | $2,136.96 | ↓ -58% |
| MultiPlan | Commercial|All Plans | $2,433.76 | ↓ -53% |
| BCBS - Anthem | Commercial|MCS | $2,712.00 | ↓ -47% |
| Cigna | Commercial|PPO | $4,941.00 | ↓ -4% |
| Cigna | Commercial|All Other Plans | $4,941.00 | ↓ -4% |
Visitor-reported prices
Comments
Abdominal MRI (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,430.47 | $307.13 – $4,328.22 |
| Banner Lassen Medical Center | Susanville | $2,268.48 | $48.34 – $3,166.08 |
| Petaluma Valley Hospital | Petaluma | $4,194.24 | $321.54 – $2,586.61 |
| Arroyo Grande Hospital | Santa Maria | $2,794.42 | $273.91 – $4,799.06 |
| Mark Twain Medical Center | San Andreas | $6,201.80 | $273.91 – $2,461.76 |
| French Hospital | San Luis Obispo | $2,226.96 | $273.91 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,455.81 | $273.91 – $3,139.20 |
| Bakersfield Memorial Hospital | Bakersfield | $1,440.11 | $273.91 – $3,099.96 |