Abdominal MRI (without contrast) at Petaluma Valley Hospital
400 N Mcdowell Blvd, Petaluma, CA · Providence · · NPI 1235162645
$4,194.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,224.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$321.54 with Healthnet vs $3,718.07 with Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Healthnet | Medicare Managed Care Plan | $321.54 | ↓ -92% |
| Aetna | Medicare Managed Care Plan | $328.10 | ↓ -92% |
| Unitedhealthcare | All Commercial Plans | $372.86 | ↓ -91% |
| Unitedhealthcare | Select/Navigate Hmo | $372.86 | ↓ -91% |
| Aetna | All Commercial Plans | $1,995.63 | ↓ -52% |
| Blue Cross | Epo Exchange | $2,586.61 | ↓ -38% |
| Blue Cross | Nonmcs All Commercial Plans | $3,098.40 | ↓ -26% |
| Blue Cross | Mcs All Commercial Plans | $3,718.07 | ↓ -11% |
Visitor-reported prices
Comments
Abdominal MRI (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,430.47 | $307.13 – $4,328.22 |
| Banner Lassen Medical Center | Susanville | $2,268.48 | $48.34 – $3,166.08 |
| Arroyo Grande Hospital | Santa Maria | $2,794.42 | $273.91 – $4,799.06 |
| Mark Twain Medical Center | San Andreas | $6,201.80 | $273.91 – $2,461.76 |
| French Hospital | San Luis Obispo | $2,226.96 | $273.91 – $2,111.00 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,455.81 | $273.91 – $3,139.20 |
| Bakersfield Memorial Hospital | Bakersfield | $1,440.11 | $273.91 – $3,099.96 |
| Queen of The Valley Medical Center | Napa | $7,149.69 | $338.78 – $3,268.83 |