Abdominal MRI (without contrast) at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$1,440.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,924.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$273.91 with Molina vs $3,877.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Medicaid|< 21 | $273.91 | ↓ -81% |
| Kaiser | Medicaid|> 21 | $273.91 | ↓ -81% |
| LA Care | Medicaid|> 21 | $273.91 | ↓ -81% |
| Kaiser | Medicaid|< 21 | $273.91 | ↓ -81% |
| LA Care | Medicaid|< 21 | $273.91 | ↓ -81% |
| Partnership Health Plan | Medicaid|> 21 | $273.91 | ↓ -81% |
| Care 1st | Medicaid|> 21 | $273.91 | ↓ -81% |
| Partnership Health Plan | Medicaid|< 21 | $273.91 | ↓ -81% |
| Care 1st | Medicaid|< 21 | $273.91 | ↓ -81% |
| BCBS - Anthem | Medicare|All Other Plans | $307.13 | ↓ -79% |
| Humana | Medicare|All Plans | $307.13 | ↓ -79% |
| Aetna | Medicare|All Plans | $307.13 | ↓ -79% |
| United | Medicare|All Plans | $307.13 | ↓ -79% |
| Health Net | Medicare|All Plans | $307.13 | ↓ -79% |
| Kaiser | Medicare|All Plans | $307.13 | ↓ -79% |
| Blue Shield CA | Medicare|All Plans | $307.13 | ↓ -79% |
| Scan Health Plan | Medicare|All Plans | $307.13 | ↓ -79% |
| BrightHealth | Commercial|All Plans | $307.13 | ↓ -79% |
| HPN | Medicare|All Plans | $307.13 | ↓ -79% |
| HPN | Commercial|All Plans | $337.84 | ↓ -77% |
| BCBS - Anthem | Medicare|Burn | $337.84 | ↓ -77% |
| Kern Health System | Medicaid|< 21 | $384.84 | ↓ -73% |
| Kern Health System | Medicaid|> 21 | $384.84 | ↓ -73% |
| Kaiser | Commercial|All Plans | $417.70 | ↓ -71% |
| United | Commercial|HMO | $517.79 | ↓ -64% |
| United | Commercial|Non-Options PPO | $517.79 | ↓ -64% |
| United | Commercial|Options PPO | $517.79 | ↓ -64% |
| United | Commercial|All Other Plans | $517.79 | ↓ -64% |
| Health Net | Medicaid|GemCare | $660.12 | ↓ -54% |
| Health Net | Medicaid|Non-GemCare | $892.95 | ↓ -38% |
| BCBS - Anthem | Medicaid|All Plans | $1,064.53 | ↓ -26% |
| Cigna | Commercial|All Other Plans | $1,356.00 | ↓ -6% |
| Cigna | Commercial|PPO | $1,356.00 | ↓ -6% |
| Aetna | Commercial|HMO | $1,464.62 | ↑ +2% |
| Aetna | Commercial|PPO | $1,575.17 | ↑ +9% |
| Western Growers | Commercial|All Plans | $1,962.00 | ↑ +36% |
| BCBS - Anthem | Commercial|Exchange | $2,470.00 | ↑ +72% |
| CHN Sun View | Commercial|All Plans | $2,550.60 | ↑ +77% |
| BCBS - Anthem | Commercial|PremerTiered | $2,589.84 | ↑ +80% |
| First Health | Commercial|All Plans | $2,746.80 | ↑ +91% |
| BCBS - Anthem | Commercial|All Other Plans | $2,872.00 | ↑ +99% |
| Healthsmart | Commercial|All Plans | $2,982.24 | ↑ +107% |
| MultiPlan | Commercial|All Plans | $3,099.96 | ↑ +115% |
| BCBS - Anthem | Commercial|MCS | $3,877.00 | ↑ +169% |
Visitor-reported prices
Comments
Abdominal MRI (without contrast) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $1,455.81 | $273.91 – $3,139.20 |
| St. John's Camarillo Hospital | Camarillo | $2,430.47 | $307.13 – $4,328.22 |
| Banner Lassen Medical Center | Susanville | $2,268.48 | $48.34 – $3,166.08 |
| Petaluma Valley Hospital | Petaluma | $4,194.24 | $321.54 – $2,586.61 |
| Arroyo Grande Hospital | Santa Maria | $2,794.42 | $273.91 – $4,799.06 |
| Mark Twain Medical Center | San Andreas | $6,201.80 | $273.91 – $2,461.76 |
| French Hospital | San Luis Obispo | $2,226.96 | $273.91 – $2,111.00 |
| Queen of The Valley Medical Center | Napa | $7,149.69 | $338.78 – $3,268.83 |