MRI cardiac morph & func wwo IV cont w/stress img at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,089.31 with Unitedhealthcare vs $6,588.27 with Blue Cross — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare All Commercial Plans $1,089.31
Unitedhealthcare Select/Navigate Hmo $1,089.31
Healthnet Medicare Managed Care Plan $1,090.80
Aetna Medicare Managed Care Plan $1,113.06
Aetna All Commercial Plans $2,563.69
Blue Cross Epo Exchange $4,592.42
Blue Cross Nonmcs All Commercial Plans $5,490.20
Blue Cross Mcs All Commercial Plans $6,588.27

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI cardiac morph & func wwo IV cont w/stress img at other California hospitals

Hospital City Cash price Negotiated range
California Hospital Medical Center Los Angeles $1,200.86 $619.00 – $1,956.04
St. Mary Medical Center Long Beach $1,763.43 $695.00 – $4,101.00
Providence Saint Joseph Medical Center Burbank $4,216.10 $585.98 – $3,206.81
Community Hospital San Bernardino San Bernardino $1,767.32 $643.87 – $4,520.00
Glendale Memorial Hospital Health Center Glendale $2,054.46 $1,003.85 – $5,041.60
St. Bernardine Medical Center San Bernardino $1,715.62 $735.00 – $4,224.64
Providence Saint John's Health Center Santa Monica $1,697.15 $813.72 – $1,865.27
Petaluma Valley Hospital Petaluma not published $1,056.42 – $4,271.42

All California hospitals for this procedure →