MRI cardiac morph & func wwo IV cont w/stress img at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,715.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,152.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$629.72 with IHCG vs $5,152.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $629.72 | ↓ -63% |
| IHCG | Medicare|All Plans | $631.52 | ↓ -63% |
| Blue Shield CA | Medicare|BlueShield Promise | $735.00 | ↓ -57% |
| PrimeCare | Medicare|All Plans | $820.00 | ↓ -52% |
| Kaiser | Medicaid|All Plans | $863.31 | ↓ -50% |
| BCBS - Anthem | Medicare|All Plans | $1,003.85 | ↓ -41% |
| First Health | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Molina | Medicare|All Plans | $1,003.85 | ↓ -41% |
| United | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Health Net | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Kaiser | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Central Health Plan | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Humana | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Blue Shield CA | Medicare|All Other Plans | $1,003.85 | ↓ -41% |
| Scan Health Plan | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Inland Empire Health Plan | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Epic Health | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Patton | Medicare|All Plans | $1,003.85 | ↓ -41% |
| Cigna | Commercial|All Other Plans | $1,004.00 | ↓ -41% |
| Cigna | Commercial|PPO | $1,004.00 | ↓ -41% |
| Aetna | Commercial|Gatekeeper | $1,141.35 | ↓ -33% |
| PrimeCare | Commercial|All Plans | $1,186.00 | ↓ -31% |
| Aetna | Commercial|Non-Gatekeeper | $1,348.38 | ↓ -21% |
| DHMG | Commercial|All Plans | $1,455.58 | ↓ -15% |
| Redlands | Commercial|All Plans | $1,494.08 | ↓ -13% |
| Kaiser | Commercial|All Plans | $1,545.60 | ↓ -10% |
| United | Commercial|All Other Plans | $1,609.16 | ↓ -6% |
| United | Commercial|HMO | $1,609.16 | ↓ -6% |
| EPIC Health | Commercial|All Plans | $1,706.55 | ↓ -1% |
| Naphcare | Commercial|All Plans | $1,957.51 | ↑ +14% |
| HPN | Medicare|Senior | $3,039.68 | ↑ +77% |
| BCBS - Anthem | Commercial|Exchange | $3,039.68 | ↑ +77% |
| HPN | Commercial|All Plans | $3,245.76 | ↑ +89% |
| First Health | Commercial|All Plans | $3,400.32 | ↑ +98% |
| MultiPlan | Commercial|All Plans | $4,121.60 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $4,224.64 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $4,327.68 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $4,327.68 | ↑ +152% |
| BCBS - Anthem | Commercial|MCS | $5,152.00 | ↑ +200% |
Visitor-reported prices
Comments
MRI cardiac morph & func wwo IV cont w/stress img at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $1,767.32 | $643.87 – $4,520.00 |
| California Hospital Medical Center | Los Angeles | $1,200.86 | $619.00 – $1,956.04 |
| St. Mary Medical Center | Long Beach | $1,763.43 | $695.00 – $4,101.00 |
| Providence Saint Joseph Medical Center | Burbank | $4,216.10 | $585.98 – $3,206.81 |
| Glendale Memorial Hospital Health Center | Glendale | $2,054.46 | $1,003.85 – $5,041.60 |
| Providence Saint John's Health Center | Santa Monica | $1,697.15 | $813.72 – $1,865.27 |
| Petaluma Valley Hospital | Petaluma | not published | $1,056.42 – $4,271.42 |
| Queen of The Valley Medical Center | Napa | not published | $1,089.31 – $5,398.02 |